Brazil ETF

Brazil ETF: Video Series on Brazil ETF and ETF Funds

The following video series is an interview with Vinny Catalano – Chief Investment Strategist at Blue Marble Research. He discusses the ETF market and his opinions on ETFs as well as the Brazil ETF market. Please note that these are his opinions and should not be taken as advice from the Financial Planner Alliance. Vinny is a US based investor that attempts to find regions and countries that stand a good chance to beat the S&P 500. This video is from May 8, 2008.

The following Brazil ETF Fund is the only ETF Fund that I could find on the market available to the US consumer. If any of you know of any other ETF Funds available to the US consumer please email us at christopher.hege@gmail.com

1. iShares MSCI Brazil Index (EWZ)

If you would like to learn more about ETF Funds, please see this overview of ETF Funds. If you would like to learn more about Brazil you can find more information on Brazil on the CIA Factbook Website.

As always, please consult a licensed financial professional before making any investment decisions. Information within this blog is factual information only and is not a solicitation, promotion of any investment strategy, or form of financial advice in any way. The Financial Planner Alliance does not recommend any investment specifically. It intends to provide education on many financial planning and investment trends and options available to investors today.

-Chris

Permalink:Brazil ETF

Tags:Brazil ETF,Brasil ETF,ETF Funds, ETF Fund,International ETF

Belgium ETF

Belgium ETF

Barclays Global Investors offers a Belgium ETF listed as EWK on the NYSE.

For people searching to invest in a part of Europe, the Belgium ETF might be an option to consider.

The iShares MSCI Belgium Investable Market Index Fund seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of publicly traded securities in the Belgian market, as measured by the MSCI Belgium Investable Market Index.

This fund’s inception date was 3/12/1996.

As of 06/30/2008 the top sector holdings of the Belgium ETF are the following:

As always, please consult a licensed financial professional before making any investment decisions. Information within this blog is factual information only and is not a solicitation, promotion of any investment strategy, or form of financial advice in any way. The Financial Planner Alliance does not recommend any investment specifically. It intends to provide education on many financial planning and investment trends and options available to investors today.

-Chris

If you would like to learn more about ETF Funds you can read my Overview of ETF Funds.

Permanent Link: Belgium ETF

Tags:Belgium ETF,Brussels ETF, Europe ETF,ETF Funds, ETF Fund,International ETF

Australia ETF

Australia ETF: iShares MSCI Australia Index (EWA)

ETF Funds that focus on a single country can be found all over the globe. One option for investors today is the Australia ETF listed on the NYSE and formally named the iShares MSCI Australia Index (EWA). This fund is offered by Barclays Global Investors.

The iShares MSCI Australia Index Fund seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of publicly traded securities in the Australian market, as represented by the MSCI Australia Index.

Here are the sector holding as of 06/30/2008

It is interesting to note that Australia’s neighbor, New Zealand (go Kiwis!) does not yet have an ETF fund that tracks its country as a whole but it may in the future.

If you are looking for more information on ETF Funds you can read my overview of ETF Funds. It discusses some basic trends that could help you understand the ETF Funds market.

As always, please discuss any investment options with a licensed financial professional before making any investment decisions. The information in this article is factual information and should not be construed as a recommendation of any kind.

Permanent Link: Australia ETF

Tags: Australia ETF,ETF Funds,Australian ETF,Single Country ETF,Australian ETFs

Financial Wealth Management

Financial Wealth Management Interview – Steinhardt

Here is a short 10 minute interview with Michael Steinhardt from Wisdom Tree Investments. Within this interview he talks about how the stock market from a technical point of view looks poised for a rally yet at the same time shows many signs of a bear market. He believes that financial wealth management professionals face a challenge now within this unique bear market and that a large drop in the price of oil is all that would help now. He also believes that for the next year or two the write offs in the banking sector will continue. He would like to see the fed raise the rates and he believes that this time things are really going to be different this time. If he is right that could mean a prolonged period of low or even negative hedge fund industry returns. I’ll be publishing a hedge fund performance article next week with an update on how different sectors are performing.

- Richard

Articles Related to Financial Wealth Management

1. Family Owned Businesses
2. Family Office Professionals
3. Family Office Jobs
4. Multi-Family Offices Blog
5. Family Office Services
6.Family Office Consultants
7. Investment Internships
8. Virtual Family Offices
9. Philanthropic Giving
10. Fund of fund

Permanent Link: Financial Wealth Management
Tags: Financial Wealth Management, Financial Planning and wealth Management, Wealth Management Financial Advisor, Wealth Management Advice, Finance Wealth Management

Russia ETF

Russia ETF: Market Vectors Russia ETF

Over the last couple of years ETF Funds have become a popular investment. ETF Funds hold a collection of stocks that share certain elements in common. If you as an investor would like to have a stake in the market in Russia it is possible for you to buy an ETF Fund that is based on the country as a whole sector.

You may have already read about the ETF fund that came available on the NYSE in 2007 called Market Vectors Russia ETF. If so, you know that Market Vectors Russia ETF tracks the DAXglobal Russia+ Index. On the NYSE it is listed as RSX.

As you might expect, the fund is heaviest in energy, at 40%. The fund also has exposure to telecom, 17%; iron/steel, 12% and electric, 11%. Like most single-country ETFs, RSX has a larger-cap bias. 92% of the fund is large-cap (6 billion or greater.)

I have not personally invested in an ETF Fund yet but am exploring the idea of investing in Gold or Silver ETF Funds. If any of you have invested in a single-country ETF Fund or sector-focused ETF Funds I would love to hear some feedback as to what you think of the investment and how it has benefited your portfolio. Feel free to leave a comment or email us at christopher.hege@gmail.com if you have any questions about ETF Funds.

If you would like to learn more about ETF Funds please see the following ETF Funds Overview.

As always, please consult a licensed financial professional before making any investment decisions. Information within this blog is factual information only and is not a solicitation, promotion of any investment strategy, or form of financial advice in any way. The Financial Planner Alliance does not recommend any investment specifically. It intends to provide education on many financial planning and investment trends and options available to investors today.

-Chris

Permanent Link: Russia ETF

Tags: Russia ETF,Russian ETF, Market Vectors Russia ETF, ETF Funds, International ETF Funds

Family Owned Businesses

Challenges of Family Owned Businesses

Many wealth individuals or families seek out single and multi-family offices while managing a family business or just after selling one or two family owned businesses. Since this is often the case it might help family office relationship managers to be well experienced or read within the niche of family ran businesses.

I just found a great PowerPoint presentation discussing the challenges of managing a family owned business enterprise and what one group has done to address these challenges. Please click here to read the PowerPoint presentation.

- Richard

Articles Related to Family Owned Businesses

1. Family Office Services
2. Family Office Wealth Management
3. Family Office Jobs
4. Multi-Family Offices Blog
5. Family Office Professionals

Permanent Link: Family Owned Businesses

Tags: Family Owned Businesses, Family Business Planning, Family Business Consulting, family business management, family business succession planning, family business succession, a family business, small family business

Wealth Management

Wealth Management Internship Available

I am pleased to announce the opportunity for two individuals to become interns of the Financial Planner Alliance Blog!

This could be a great opportunity for a college student that would like to learn more about Wealth Management, Search Engine Optimization and Professional Blogging. This opportunity could also be extended to individuals that are currently working in the Wealth Management Industry but would like to learn more about how to create a Professional Blog. The time period on this internship is flexible.

If this opportunity intrigues you please send me an email with a cover letter expressing your interest in the internship and a professional resume’ to christopher.hege@gmail.com. If you are selected for an interview, we will discuss more details of the internship at that time.

Thank you so much for your time and consideration of this opportunity and I look forward to hearing from you soon!

Permanent Link:Wealth Management Internship

Family Office Customer Service

Private Banking & Family Office Customer Service

Here is a short video that I found interesting about how Family Offices and private banking groups can improve their customer service. In this video a hotel manager from a prestigious 5 star hotel in Switzerland is interviewed about how to maintain industry-leading high quality customer service on a broad scale.

- Richard

Articles Related to Family Office Customer Service

1. Family Office Services
2. Family Office Wealth Management
3. Family Office Jobs
4. Multi-Family Offices Blog
5. Family Office Professionals

Permanent Link: Family Office Customer Service Video
Tags: Family Office Customer Service, Family Office Training, Family Office Management

Latin American Funds

Latin American Funds Remain Strong

Here is a guest article by Naveen Kumar on hedge funds in Latin America and Brazil.

The HFN Latin American Average (LatAM) was launched in early 2007 and since then it’s exhibited tremendous growth. The benchmark has increased by almost 30%, blowing away every strategy specific HFN benchmark. Only the HFN benchmarks for Brazil, Middle East, North America, and China have outperformed the LatAM index.

This tremendous growth can be attributed to the large increase of investments in the region’s equity markets. To give you a sense of this, out of the 115 composite funds, 46 focus solely on equities. This is 24 more than in December of 2006. Many of the funds in LatAM focus solely on Brazil, a country whose own benchmark has risen 40%. Luckily funds invested in Brazil have been sheltered from the recent damage as a result of the weakened global prospects suffered by funds invested in India and China.

Total assets for funds invested in Latin America rose quickly in Q1 2008 to a little over $21 billion. This represents a nearly 30% rise in assets in this quarter alone. Rebounding from a slow period between 2004 and 2006, assets between 2007 and 2008 showed an increase of $14.5 billion. Most of this growth was due to new allocations and not simply performance gains.
One point of potential concern is that a rapid influx of capital to a country’s hedge funds is sometimes followed by a drop of in the country’s equity market. This happened in Russia, India, and China and resulted in a fall of assets. In the long term, however, growth prospects look to remain strong.

- Richard

Subscribe To this Blog via Email | Or RSS

Articles related to Latin America Funds:

1. Australian Hedge Funds
2. New York Hedge Funds
3. Canadian Hedge Funds
4. Hedge Fund Jobs
5. Hedge Funds in Chicago, IL
6. Hedge Funds in New York
7. London Hedge Fund
8. Japanese Hedge Funds (Report)
9. Singapore Hedge Funds
10. Hedge Funds in Dubai

Permanent Link: Latin America Funds

Tags: Latin America Funds, Latin America Fund, Latin America Hedge Funds, Hedge Fund in Latin America, Latin America Market, Latin American Investment, Latin American Capital

Planning For Retirement

Planning For Retirement: Video Series Part 1

I found this great video series put on by the National Retirement Planning Coalition that features Ben Stein talking about Planning For Retirement.

Here is an excerpt, and the video.

“There are a lot of things to worry about in this world…Terrorism, the Economy, Disease, but of the things we in middle-age worry about most, high on the list is Retirement. It is frankly scary to think about a time in the future when we’re going to have to live without a regular job or a regular paycheck. How do we prepare, how much do we need, what fraction of what we are living on when we are 50 or 55 do we need to live on when we’re 65 or 75? And how do we get that sum saved?”

Permanent Link: Planning For Retirement

Tags: Planning For Retirement,Financial Planning For Retirement,Planning for Retirement Calculator,Life and Death Planning for Retirement Benefits

Planning For Retirement

Planning For Retirement: Video Series Part 2

I found this great video series put on by the National Retirement Planning Coalition that features Ben Stein talking about Planning For Retirement. This is part 2 of 3 of the video series.

Here is an excerpt from Video 2:
“Generally, with some exceptions, an average couple will need at least 80% of what they have been living on before they retire when they do retire. Afterall, the only large expense they will not have after retirement is saving for retirement. They’ll still need to eat, have a home, dress and travel.”

Permanent Link: Planning For Retirement

Tags: Planning For Retirement,Financial Planning For Retirement,Planning for Retirement Calculator,Life and Death Planning for Retirement Benefits

Planning For Retirement

Video Series Part 3: Variable Annuities

I found this great video series put on by the National Retirement Planning Coalition that features Ben Stein talking about Planning For Retirement. This is part 3 of 3 of the video series. In this final video, Ben discusses Variable Annuities in a succint manner that should help you understand what their purpose is as well as their risks and rewards.

Permanent Link: Planning For Retirement

Tags: Planning For Retirement,Financial Planning For Retirement,Planning for Retirement Calculator,Life and Death Planning for Retirement Benefits

Financial Derivatives

Financial Derivatives – Video Introduction

Here is a short video on financial derivatives. If you cannot view the video below click here to view it now.

Tired of reading articles? Watch more videos like this one above within the Hedge Fund Videos Directory.

Richard

Subscribe To this Blog via Email | Or RSS

Articles Related to Financial Derivatives

1. Hedge Fund Performance
2. Investment Blogs
3. Prime Brokerage Services
4. Hedge Fund Jobs
5. Hedge Fund Managers
6. Best Prime Broker
7. What is a Hedge Fund ?
8. Hedge Fund Employment
9. Hedge Fund Databases
10. Hedge Fund Associations

Permanent Link: Financial Derivatives

Tags: Financial Derivatives, Options, Caps, Floors, Strike Price, Financial Derivative, Derivatives explanation,hedge fund,hedge funds,investments,investment,investing,investors,wall street,wealth management,money

Syndicated Bank Loans

Syndicated Bank Loans Video

In an effort to explain more about the types of securities or investment types that hedge funds sometimes use in their portfolios I have recently published several videos. Here is another one describing syndicated bank loans. Many people do not know what these are and this video is a quick way to get a high level overview of what they are. If you cannot view the video below please click here to view it now.

Tired of reading articles? Watch more videos like this one above within the Hedge Fund Videos Directory.

- Richard

Subscribe To this Blog via Email | Or RSS

Articles Related to Syndicated Bank Loans

1. Hedge Fund Databases
2. Top 50 Hedge Fund Websites
3. Hedge Fund High Water Mark Definition
4. Hedge Fund Jobs
5. Hedge Fund Managers
6. Hedge Fund Associations
7. Investment Blogs
8. Hedge Fund News
9. Chartered Financial Analyst CFA
10. Chartered Alternative Investment Analyst (CAIA)

Permanent Link: Syndicated Bank Loans

Tags: Syndicated Bank Loans, Bank Loans, Syndicated Bank Loan Products,hedge funds,hedge fund,investments,investors,invest,finance,money,wealth management,wall street

Top Banks in the US

List of 30 Top Banks in America

I just found this list of the top 30 banks in America. I know it is slightly outdated but I get requests for lists of top us or global banks so I just wanted to throw this out there as a resource. Hope this helps, let me know if you have a better list to share with everyone.

- Richard

Subscribe To this Blog via Email | Or RSS

Articles Related to Top Banks in the US

1. Hedge Fund Databases
2. Hedge Fund Services
3. Hedge Fund Associations
4. Hedge Fund Jobs
5. Hedge Fund Managers
6. Investment Blogs
7. Top 50 Hedge Fund Websites
8. Hedge Fund News
9. Hedge Fund Interviews
10. Hedge Fund Advertising

Permanent Link: Top Banks in the US

Tags: Top Banks in the US, Top Banks in America, Top 10 Banks, Top 50 Banks, Top 100 Banks, Top Banks List, Top 20 Banks, Top USA Banks, List of Top Banks, Americas top banks

Chartered Financial Analyst

Chartered Financial Analyst: CFA

The following article I found on wikipedia gives a great overview of the Chartered Financial Analyst (CFA) designation.

The CFA designation is a qualification for finance and investment professionals, particularly in the fields of investment management, investment banking and financial analysis of stocks, bonds and their derivative assets. The program focuses on portfolio management and financial analysis, and provides a general knowledge of other areas of finance.

From 1963 (when the CFA designation was first awarded) to 2006, approximately 78,000 people from at least 126 different countries have been awarded the right to use the CFA designation, 68,000 of them in the years since 1990. As of 2006, more than 116,000 more people are currently enrolled to take one of the examinations.

Please see the Official CFA Institute Website for more information on acquiring the Chartered Financial Analyst (CFA) designation.

Permanent Link:Chartered Financial Analyst

Tags:Chartered Financial Analyst,Chartered Financial Analysts,Chartered Financial Analyst CFA,Chartered Financial Analyst Institute,Chartered Financial Analyst Exam

Multi-Family Offices

Multi-Family Offices

Single and multi-family offices are exclusive wealth management firms that usually only accept clients with at least $10-$25M of investible securities. They typically have less total clients but spend more time with each client often assisting with tax, estate planning, charitable giving, foundation, and even budget issues in addition to traditional wealth management services. The costs are typically a little higher than a traditional wealth management office but you get more personal comprehensive service and usually a more sophisticated view of portfolio construction with access to alternative investments.

We will be blogging much more on family offices and their impact on the financial planning industry this upcoming fall/winter as we start to partner more closely with a large family office association in the industry.

Permanent Link: Multi-Family Offices

Tags: Multi-Family Offices, Multi Family Offices, Multi-Family Office Services, Services offered by Multi-Family Offices

Hedge Fund Investment Adviser

Hedge Funds & Investment Advisers

While hedge funds are showing weak capital raising numbers in 2008 a recent survey came out showing that over 95.7% of investment advisers believe that hedge funds don’t understand their business needs. The same survey showed that over 88.7% of these same advisers thought that sales efforts on behalf of hedge funds are ineffective.

This is great news for those within the hedge fund and third party marketing industries. There is much room for improvement and if you do understand the business needs of financial advisers it would seem that you would have a clear competitive advantage over your competitors.

Here is some more from this article:
_______________________

Nearly 64% of the hedge fund investors described a financial adviser as a “very” or “extremely” important source for making their selection. Other key sources of information investors use in making hedge fund decisions were their own networking or research activities (48.8%); an investment management consultant (21.5%); an accountant (19.4%) and seminars and conferences (17.5%).

“The primary reasons, according to the report, are “inexperienced third-party marketers, sales professionals and wholesalers, one-size-fits-all presentations and aggressive sales tactics and product positioning that leave little room for productive dialogue or interaction.”

Hedge funds need to do their homework and customize their approach to advisers and wealth managers, said Russ Alan Prince, co-author of the report with Hannah Shaw Grove and president of Prince & Associates. Ms. Grove is principal of HSGrove Private Wealth Consultancy in Edison, N.J., and an equity partner of Prince & Associates.

“Hedge funds aren’t making the effort they should,” said Howard Altman, co-managing principal of Roseland, N.J.-based Rothstein Kass, an accounting and consulting firm that specializes in hedge funds and sponsored the report.

But advisers need to do more as well, Mr. Prince said.

“Advisers don’t understand hedge funds, either,” he said. “They have to find a hedge fund with which they can develop a professional rapport and bring to the table for those clients for whom it makes sense.

“Advisers also need to find funds that can offer the right solutions for their clients’ needs,” Mr. Prince said. “Often these are esoteric solutions that advisers are not comfortable with themselves, such as currency or commodity issues, or shorting stocks.”

- Richard

Subscribe To this Blog via Email | Or RSS

Articles related to Hedge Fund Investment Advisers

1. Hedge Fund Performance
2. Investment Book Reviews
3. Hedge Fund Marketing
4. Hedge Fund Jobs
5. Hedge Fund Managers
6. Hedge Fund Terms
7. Hedge Fund Due Diligence
8. Certified Hedge Fund Professional (CHP)
9. Chartered Financial Analyst CFA
10. Chartered Alternative Investment Analyst (CAIA)

Permanent Link: Hedge Fund Investment Advisers

Tags: Hedge Fund Investment Advisers, Hedge Fund Investment Advisors, Hedge Fund Financial Advisers, Hedge Fund Financial Adviser, Hedge Fund Investment Adviser

Single Family Office

Starting a Single of Multi Family Office

I just found this whitepaper on starting a family office. It is a quick read (3-4 pages long) and covers the current state of the family office industry, how much money family offices typically manage and what services that most family office firms currently offer.

Here is the abstract from this family office startup whitepaper: “Many families who have experienced a significant liquidity event will consider setting up a family office. The purpose of this white paper is to discuss the reasons families consider establishing an office, to describe the typical duties of such offices and to suggest a basic framework for designing and setting up a successful family office.”

If you are starting up a multi or single family office let us know if we can help connect you with any resources.

Permanent Link: Single Family Office
Tags: Single Family Office, Single Family Offices, Single Family Office Services, Single Family Office Databases, List of Single Family Offices, Directory of Single Family offices

Personal Financial Advising

Personal Financial Advising

Many people are turned off by the ongoing trend of online brokerage and technology-enhanced portfolio optimization and customer service. I have spoken with dozens of well off individuals who would much rather work with someone they trust and know well instead of trusting in a system that is hopefully being kept up to date.

The recent trend in mainstream media on focusing on several of the quantitative-based hedge funds collapsing has also increased the demand for more personal one-on-one based financial planning.

Permanent Link: Personal Financial Advising

Tags:Personal Financial Advisor,Personal Finance Advisor,Personal Financial Adviser

Family Office Consultants

Family Office Consultants List

While working with family offices and running the Family Offices Group I have met many consultants in the industry. The following is a list of consultants which work with family offices.

Riotto-Jones and Company – Riotto-Jones is a leading consulting and search firm with over 26 years of experience focusing in all areas of family office and multi family office position searches.
Website: www.RiottoJones.com

Permanent Link: Family Office Consultants

Tags: Family Office Consultant, Family Office Consultants, Family Offices Consultant, Family Offices Consultants

Financial Planner Jobs

Financial Planner Jobs

Here is a list of articles that I have found that might be helpful if you are looking for Financial Planner Jobs.

The following resources are related to the preparation stages of becoming a financial planner. They will help you navigate through the history of financial planning, some of the certifications related to financial planning and help you to think about some of the attributes of a successful financial planner.

1. Monster.com’s “Become a Financial Planner“
2. CareerOverview.com’s “Financial Analyst and Financial Planning Career, Job and Training Information“
3. An article I found on Ezine @rticles called “Become a Financial Planner“
4. Infoplease.com has an article on “Financial Planners” and the way in which they make their money
5. Here is the SEC’s guide to financial planners
6. The US Department of Labor’s Bureau of Labor Statistics has a thorough guide on the fields of financial analysts and personal financial planners
7. Wikipedia’s guide to financial planners

Here are some resources related to the industry-standard certifications and education you can acquire to become a professional financial planner

1. Certified Financial Planner Board of Standards provides information on the official CFP designation.
2. WorldWideLearn lists some online universities that provide coursework in financial planning.

Here are some of the larger firms that you could work for if you want to work for an institution rather than go out on your own.

1. Edward Jones
2. Ameriprise Financial
3. Primerica Financial Services
4. John Hancock Insurance and Financial Services
5. Raymond James

And here are some job boards that might be useful to you to search for financial planner jobs. Each of these should link directly to a financial planner positions.

1. Monster.com
2. Indeed.com
3. Yahoo.com
4. Myspace.com
5. Gojobs.com

Permanent Link: Financial Planner Jobs

Tags: Financial Planner Jobs,Financial Jobs,Financial Advisor Jobs,Financial Planning Career

Hedge Fund Operational Risk

Hedge Funds – Operation Risk Assessments

As the hedge fund industry. matures and manages more assets, investors have developed more thorough due diligence practices. In this white paper cited below investors are warned to scrutinize the operational structure of a fund, as the author believes that some hedge funds are poorly managed with a small staff relative to the massive assets under management.

This white paper recommends a rigorous operational due diligence review that covers the manager’s overall fund structure, back office structure, valuation and independent oversight. The guide looks at several key considerations for hedge fund investors: the experience of the operations personnel, compliance, internal operations, portfolio pricing and the quality of the service providers. There is good news on operational infrastructure, in that middle office functionality has improved with the addition of more major outsourcing providers. Yet a thorough operational due diligence review is still very necessary for hedge fund investors. I thought this resource might be useful to many fund of fund professionals and investors.

Resource: Whitepaper on Hedge Fund Operational Risk & Transparency

- Richard

Subscribe To this Blog via Email | Or RSS

Articles Related to Hedge Funds and Operational Risks

1. Hedge Fund Due Diligence
2. SEC on Hedge Fund Regulation
3. Hedge Fund Risk Analysis
4. Hedge Fund Jobs
5. Hedge Fund Managers
6. Hedge Fund Manager Due Diligence
7. Due Diligence for High Net Worth Clients
8. Institutional Hedge Fund Risk Controls
9. Hedge Fund Due Diligence Questions
10. Fund of Fund Due Diligence

Permanent Link: Hedge Funds Operational Risks

Tags: Hedge Funds Operational Risks, Operational Risks of Hedge Funds, Operational Riskiness of Hedge Fund Investing, Operational risk assessment for hedge fund investments

Personal Financial Planning

Personal Financial Planning: Why it is important!

Personal Financial Planning is vital to any individual or family that would like to take control of their cash flow, learn how to budget effectively and how to invest for their future. It can also include the knowledge of retirement planning, estate planning, debt elimination, financial forecasting and goal setting.

Those who are intentional about designing their own personal financial plan tend to be more proactive and more successful than those who just fly by the seat of their pants and spend whatever money gets into their hands. They will often succeed in other areas of life as well because they take education and personal growth seriously.

Personal Financial Planning is important because growing wealthy, for 99% of us, does not happen overnight and our money must be carefully managed over time to achieve financial freedom and security.

If you would like to learn more about Personal Financial Planning, please take a look at the many articles provided on this site.

Permanent Link: Personal Financial Planning

Tags: Personal Finance,Estate Planning,Financial Advisor,Financial Management