Posts Tagged ‘ethic’

Value Ethics – Even for Super Bowl Champions

admin | Thursday, July 30th, 2009 | No Comments »
Value Ethics Even for Super Bowl Champions Value Ethics   Even for Super Bowl ChampionsI was trying to figure out a way to work the Pittsburgh Steelers into a Weekly Insight, particularly after our hometown team earned the right to be called “World Champions.” I realize that not everyone who reads these Weekly Insights hails from Western Pennsylvania (and some of you might not care for the Steelers at all), but hang in there with me on this one.
“Steelers mean business” was the title of an Associated Press article on February 4, 2006. Dr. Joanne G. Dujansky, the founder of KEYGroup, a Pittsburgh business that counsels companies on creating a successful corporate culture was quoted in the article as follows: “The Steelers’ winning tradition didn’t start yesterday. It started when Art Rooney purchased the franchise 73 years ago and set in motion a strategy for success that embraced his vision and values.”

Note that Mr. Rooney’s strategy included “values” as well as “vision.” This past week a student in my marketing strategy class did some research on jetBlue Airways. When she could not find their mission statement on the company website, she emailed the company and asked if they would provide her with jetBlue’s mission statement. The company responded that they did not have a mission statement. Instead, they found success in the marketplace by living out their core values: safety, caring, integrity, fun and passion.

The key words here are “living out.” Values do matter.

With that in mind, let’s examine some of the principles outlined in the book Lasting Change: The Shared Values Process™ that Makes Companies Great (by Rob Lebow and William L. Simon). The authors take the concept of values and define two components:

• People Values – basic human issues that affect daily work performance such as honesty, truthfulness, trust, risk-taking, and receptivity to new ideas

• Business values – define how the organization and its people function; these are the principles upon which everyone in the organization operates; business values clarify who we are, what we stand for, and why we do business the way we do

For an organization to function effectively, these two are always in balance.

It’s interesting that the authors contend that although every company has a set of Business Values, most people, even managers, aren’t aware of them. Or even better, just ask several people what the Business Values are for your organization and get ready for a lot of different answers.
In my tenure as President of Zion Industries, I learned that Business Values can’t be taught. They must be “absorbed” by individuals in the organization as they see executives and managers making decisions based on Business Values—and explaining to the employees the “why” behind tough decisions (“We did this because our Values state…”).

There is a great story in this book about old man Coleman, the founder of the company. Although retired, he dropped in one day on a production meeting. He listened as the executives in the room discussed a defective gas jet in one of the products that leaked under pressure. They had to make a decision: should the company, famed for its impeccable quality, publicly admit the defect and launch a product recall?

Since only a few of the several hundred thousand units already on store shelves were thought to have the leaking problem, the marketing person suggested that they just wait until the bad ones were found and sent back, thus avoiding a costly recall.

Mr. Coleman slammed the table and demanded, “What’s the matter with you people! Don’t you know that Coleman lanterns have to work?!”
To the company founder, the values were clear. There was no room for negotiation or discussion about a defective product. Is there such clarity in your organization?

Values do matter. Values drive decision making. Values drive behavior. Values drive thinking. Yet how much time do we spend thinking about our Personal Values, our Business Values? How often do we assess whether the Business Values we espouse, the ones printed on the wall, etc. are actually being lived out day to day in the marketplace—during the good and bad times?

Living out your values makes them meaningful. Consider these words regarding values:

“As officers and employees of _______…we are responsible for conducting the business of the Company in accordance with all applicable laws and in a moral and honest manner. _____ stands on the foundation of its Vision and Values. Everything we do evolves from our vision and Values statements.” The above is a short extract from Enron’s award-winning Code of Ethics. As events have shown, Enron’s Values were not meaningful at all; in fact, they were meaningless. And their lack of meaning stemmed from the actions and attitudes of their executives.

And so the challenge becomes one of understanding and committing to my own Personal Values and to the Business Values of my organization. Here’s an assignment for each of us to do this week in response to this challenge.

1. Write down your Personal Values. What do you stand for? Do these values really guide your behavior?

2. Write down your organization’s Business Values. What does your company stand for? Can you think of decisions made during the past month or so that were made because of your Business Values? Do you see your company’s Business Values reflected in your personal actions within your organization? How about in the lives of company employees?

Values do matter—but only if they are lived out. Values are more “caught” than “taught.” Thus, our children, our employees, our community know our values, not by reading our Core Values document, but by watching us every day. How are we doing?

What do you think? Does this make sense to you? If you’d like to share your thoughts with me, please visit this site.

Keith Starcher is President of DayStar Consulting, Inc., a firm serving small business owners by providing insights and ideas regarding marketing strategy and strategic planning. Dr. Starcher has 30+ years of experience in both Fortune 500 and small, family-owned companies. His primary objective in counseling small-business owners is to help them create a blend of resources and capabilities that lead to competitive advantage in the marketplace and bring glory to God while doing so.

Keith also is an associate professor in the business department at Geneva College, Beaver Falls, Pennsylvania where he studies and lectures in marketing strategy and strategic planning at the undergraduate and graduate levels

Dr. Starcher spent several years with General Electric and, prior to joining the full-time teaching staff at Geneva College, he was President of Zion Industries, an induction heat-treating firm with plants in Ohio, North Carolina and Michigan.

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Tags: value, ethic, business, corporate, training

Ethical Management: Giving Recognition To Your Workers

admin | Thursday, July 30th, 2009 | No Comments »
 Ethical Management: Giving Recognition To Your WorkersIn small offices these days, seems that the few works are not given enough praise on the good jobs they do. By the amount of cut backs that offices have, at times these workers are worked to the bone and never give recognition.
Managers and owners should take the time to give the staff an item that will show their appreciation. By taking time out of your day and getting a secretary a gift or small gift basket can make them feel they are needed and many times, they work harder to see if they get more. By taking your time several times a year to do this will keep your staff happy and they will know they are needed.

A simple gift basket that says thank you and maybe a card that has a note from you can go a long way. There are many baskets that you can purchase that can be just for a thank you, for example one might have: Thanks A Million Fortune Cookies, Chunky Salsa,
Brent & Sames Chocolate Chip Cookies w/ a Thanks A Million Label, Nacho Tortilla Chips, Parmesan Foccacia Bites, Crunchy Caramel Corn, and Thanks A Million Theme bag w/ Mints, Thanks A Million Bite Size Cookies in a theme box, Stone Wheat Crackers. Many online retailers have items as mentioned with printing on them, such as “thanks a million”.

Many times these gifts are too much for just one person, if there is several you want to give this thoughtful gift to, and then just personalize the card. In doing a gesture as this, you yourself should feel great. You too have done a good deed and now your workers will look at you in a different light.

Author is Michele Rogers, owner of Lilyputts Home Decor website, and Backyard Fancy website. Both online stores feature home and back yard decor and both have blogs where you can read tips on decor and view featured items. Please visit Backyard Fancy and Lilyputts Home Decor for descriptions and product presentations. Please, keep intact all author information.

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Tags: management, ethic, ethical, worker, graditute

Business Ethics Certification: An Ethical Action Test

admin | Wednesday, July 29th, 2009 | No Comments »
Business Ethics Certification An Ethical Action Test Business Ethics Certification: An Ethical Action TestEach of us is ultimately responsible for our own actions. Although in today’s business world, I imagine many skeptics would take exception to that statement because there is evidence that people are not held accountable for their actions, even when they are unethical. And even more disturbing, some are even rewarded for unethical actions. Each of us makes a choice to act ethically or to act unethically.
It is essential that we know what is ethical and what is unethical. But, more challenging and difficult than knowing what is ethical, is knowing what is right and then doing what is right. Always doing the right thing is required for long-term success in your business and personal lives. So what advice and guidance are available to check if the action is right before implementing a decision to act? Well, your strategic thinking business coach has a set of questions to provide guidance to you for ethical decisions and actions.

My advice as a strategic thinking business coach is to ask the following ten (10) questions about any action and idea you are contemplating. And if you cannot answer yes to any of these questions, then you must develop an alternate strategy or seek advice and counsel from others.

+ Is the idea or action congruent with your core values and guiding principles of your business life and personal life?

+ Is the idea or action legal?

+ Will the idea or action be fair to all concerned?

+ Will the idea or action pass the Golden Rule test (Do Unto Others Test)?

+ Would the idea or action stand up to a critical public review if brought out into the open?

+ Will the benefits of the idea or action exceed the costs?

+ Does the idea or action comply with your company or organization’s rules and regulations?

+ Will you feel comfortable and without any feelings of guilt if you follow through on the idea or action?

+ Does the idea or action meet stated goals and objectives?

+ Would the most ethical person I know follow through on the idea or action?

These are very practical and useful questions to test your ideas and actions. You may develop other questions and add them to the list. If you use these questions to test your ideas and actions and remember that acting ethically is a requirement in everything you do, you will greatly increase your potential to be very ethical and successful.

If you would like to learn more about the importance of business ethics in your business and how to foster an environment of ethical behavior, please visit Glenn Ebersole today through his website

Glenn Ebersole, Jr. is a multi-faceted professional, who is recognized as a visionary, guide and facilitator in the fields of business coaching, marketing, public relations, management, strategic planning and engineering. Glenn is the Founder and Chief Executive of two Lancaster, PA based consulting practices: The Renaissance Group, a creative marketing, public relations, strategic planning and business development consulting firm and J. G. Ebersole Associates, an independent professional engineering, marketing, and management consulting firm. He is a Certified Facilitator and serves as a business coach and a strategic planning facilitator and consultant to a diverse list of clients. Glenn is also the author of a monthly newsletter, “Glenn’s Guiding Lines – Thoughts From Your Strategic Thinking Business Coach” and has published more than 250 articles on business.

To find out more about the benefits & rewards of effectively working with a strategic thinking business coach, please contact Glenn Ebersole through his website

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Tags: strategic, ethics, guidelines, code, ethic

Ethics is An Application

admin | Wednesday, July 29th, 2009 | No Comments »
 Ethics is An ApplicationDear reader – this article was developed to explain in pray fully simple, basic words and with a universal understanding of why one COE does not fit all, why there are varied COE’s, and the important question as to why different approaches are taken in administration. And why we have supported APEX since its inception in 1999.
Approaches: Please see the second section on the Gnostic and the Knights administration. Both require background reading and there is no substitute for gathering accurate and factual information. As
we read the varied backgrounds, explore the historical significance, seek meaning for certain words, we begin to form the basis for our own beliefs, rather than blindly following or taking an oath
without meaning.

Which ever approach is taken, an individual revisits a COE on a daily basis to instill the personal meaning and tempers understanding by application of honesty, respect, responsibility, fairness and
compassion. This is not a one time trip. It is a continuous journey the whole of our lives on this earth.

One Does Not Fit All: Doctors, lawyers, web developers, forums and all others have a very different set of objectives and as a result, have very different COE’s, but again and again…all contain
honesty, respect, responsibility, fairness and compassion. To me at least the highest COE among we mere mortals on earth is that of a mother, who also holds her warm arms around all, with she who is
called “”moral courage.”"

Conclusion: Ethics is an application which includes sound logic based upon more than casual inspection and must be a matter taken seriously today as in yester year. The survival our humankind depends
upon order, not chaos, love not hate, compassion not ridicule and a quest to be stronger than a locomotive, run faster than a speeding bullet and being able to leap tall buildings with a single
bound.

Code of Ethics Background

Ethics is best understood by taking the individual’s time for instruction, understanding and application.

Professional Associations are among those who adopt a “”code of ethics”" for their memberships. Each administers compliance with the code according to the specific needs and wants of the organization.
But all include the core elements of honesty, respect, responsibility, fairness and compassion. Many also include the provision of “”moral courage”" which has an ancient origin.

The ancient origin of ethics has not been altered in any significant
form from its beginning and continues today because the philosophy, is a study; not mere words in which one does not seek understanding, truth and knowledge.

Origins of Ethics

Influenced by Daoism, Zhou Dunyi (1017-1073) commented on the Yi Jing (Book of Changes) and explained the cosmic diagram of the great ultimate in a new way according to Confucian philosophy that
emphasizes ethics. Superior people cultivate moral qualities and enjoy good fortune, while the inferior violate them and suffer. Following The Center of Harmony (Zhong Yong), Zhou Dunyi believed the
foundation of a sage comes from cheng, which means sincerity, honesty, integrity, and authenticity. From this integrity he derived the five traditional Confucian virtues of humanity, justice,
propriety, wisdom, and faithfulness. Humanity is loving; justice is doing what is right; propriety is putting things in order; wisdom is penetrating; and faithfulness is abiding by one’s commitments.
Zhou Dunyi explained that in human nature are strength and weakness, good and evil, and the mean (center).

Confucius also concluded that music was central to this ordered universe in that the harmony was essential for its preservation and expansion. Reading became central to the application, but carried a
divine responsibility, for having read one now has the duty to expand knowledge by administering to the needs and wants of those who could not read. Understanding and a one-ness became crucial to
accomplishment of the end.

Administration of Ethics

An avenue of administration involves that of self or a Gnostic belief”" where the individual seeks to rise to the level of angels so that each may”" come that mystical level
which brings the individual into direct”" contact with the Divine. This administration includes three”" attributes: incorruptibility, aspiration and surrender.”"

Without reciting the entire Code of Chivalry, which is a second administration of a code of ethics, we will mention a few. To call one’s self a Knight and be afforded all of the rights and privileges
an oath was sworn to uphold and included the following:

* always champion right against wrong and good against evil.
* be polite and attentive.
* always keep your word
* show courage in the face of the enemy
* never be cruel in battle and show mercy and compassion to the enemy.

Knights as a group administered their code of ethics. Those in violation where immediately stripped of knighthood. There was no tribunal summoned nor a vote of the membership. Three knights in
good standing held the authority.

Historical footnote to the Knights administration: Augustinus the philosopher eluded to “”three knights in good standing and their authority”" but included the concept of “”redemption”" which allowed
reinstatement. However after three “”falls from grace”" was given a permanent ban upon being a knight. Hence an origin of “”three strikes and you are out.”"

* Core moral values include honesty, respect, responsibility, fairness and compassion and have come to be a kind of litmus test for ethical behavior. Added to that list is a word “”courage”" which is now commonly accepted but absent from formal presentations but abundant in classroom discussions and formal gatherings of those involved specifically in the area of ethics.
* Courage comes in several forms: moral versus physical courage, where moral is not about facing physical challenges that harm the body, but facing mental challenges that could harm one’s reputation, emotional well-being, self-esteem or other. The first step in regaining high moral ground is to recognize moral courage which is like the string which ties a strand of pearls together and includes honesty, respect, responsibility, fairness, and compassion. A second step is recognizing what “”moral courage”" is not: which is the exact opposite or in other words the easy wrong, rather than the hard right. Step three would be to engage in acts of moral courage, because with every experience lived, we can engage in the next without as much fear. The danger lies in refusing to face the fear, by not daring to come to grips with it.

Conclusion

Codes of conduct, pledges of morality and other ethical charters have been with us from the beginning of time, yet there are humans who adopt lives by these codes knowing full well that others may
not. That my good friends is the genesis of the APEX code of conduct which applies to our
growing community. Least we lose ourselves and our morality, please do not use the excuse that “”others are
not following”" to do anything other ourselves than to lift each person up who honestly and compassionately tries to “”live the code.”" And who may be found wanting, will witness the “”moral courage”" of
a friend to bring each back into fellowship.

P.S. To err is human; to forgive is divine

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Tags: code, ethic, ethical, business, administration

Ethics in School: College Students Posing as Customers

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Ethics in School College Students Posing as Customers Ethics in School: College Students Posing as CustomersHere we are and it is that time of year again when professors from top Universities and Colleges across the country are assigning projects to their Business Students. We get hundreds of calls each year from students just who are doing projects on franchising. They ask us all sorts of questions, order brochures and ask for various documents, but they have no intention on buying anything, nor can they afford it. Instead they want information for class projects they are doing. It takes up time to correspond with these posers at our company.
Why do colleges assign students projects to study the franchise industry?

Well you see Franchising accounts for a large percentage of our countries GNP (gross national product). And a huge chunk of the consumers spend able income. Many students who contact us pretend to be franchise buyers. At first we believed this to be burdensome and later realized, hey we were once in school too, and it really was not that long ago. I am not all that old myself and still feel young as if in college. I had to quit school in order to run my company back in those days. I would advise students that it is okay for you to tell us the truth; we will not hang up on you. But lying is about who you are and what you want sets a very bad ethical precedence and we as a nation are working towards stopping corporate corruption, not creating it. Think on this in 2006.

“Lance Winslow” – Online ThinkTank forum board. If you have innovative thoughts and unique perspectives, come think with Lance. Lance is an online writer in retirement.

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Tags: ethic, problems, ethical, dilemma, college

Ethics and the Law, Iraq Vice President To Be Hanged

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Ethics and the Law Iraq Vice President To Be Hanged Ethics and the Law, Iraq Vice President To Be HangedRamadan to be hanged: Good work boys!

I’m not sure why, how and when the UN came up with a policy to not kill, killers, or to save killers, or to preserve them for posterity in prison cells, but it is a bad policy. And so thinks the Iraqi government, or legal process:“Iraq’s High Tribunal has sentenced Saddam Hussein’s former vice-president Taha Yassin Ramadan to be hanged. He was tried alongside the former Iraqi leader over the killing of 148 Shias in the village of Dujail in the 1980s.” Now anyone in their right mind knows this high ranking devil of Iraq had his hands bloodier than simply killing only 148 Shias, which is a lot in itself, perhaps he should take credit for the mass murders across Iraq during his whole term in office. In any case, I think the UN, as I have often said, is the devils playground for world disorder.

America seems to need it for a platform to speak I guess, but at such a price. The Iraq judge paid little attention, as has Israel, and the US and Russia, and China to the UN, when it comes to self interests, and perhaps with good reason, it is the devils backyard, as I repeat myself. So good for the judging and sentencing and the good men of Iraq, who do not want to pay taxes to feed fat killers like Ramadan. Good work boys. You saved the nation a headache. Plus I’m sure if you would have let him live he would have boasted between his cell mates, how brave he was in killing this person and that person, and so forth and so on (or having them killed). He was indeed, a deadly cockroach.

Now if only we could get the rest of the world behind this policy we’d get rid of a lot of trash, save money, and give a good message to the world’s future legal assassins.

See Dennis’ web site here

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Tags: ethic, law, legal, UN, war

Ethical Work for Contract Workers in Workplace

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Ethical Work for Contract Workers in Workplace Ethical Work for Contract Workers in WorkplaceAre you worried that your employees or outside contract workers have access to confidential information about your business that could do potential harm to your business if employees or contracted workers use it for their own gain or disclose it to your competitors?
If you are not worried or concerned in the business world we live in today, then I suggest you become concerned now, not later! Technology and business information have continued to expand exponentially in today’s business environment. Employees and contract workers are more likely to be exposed to a significant amount of proprietary information and therein lays a potential threat to your business. It would be very naïve and not very “business savvy” to believe you can automatically trust an employee or contract worker with trade secrets, innovative ideas, and other confidential information. The threat or risk is higher today because of digital cameras; cell phones with built-in cameras and flash drives used to snap a picture or download documents.

Due to the erosion of business and personal ethics over the last several years, I have observed several examples of the consequences of employees sharing confidential information with competitors, employees stealing business ideas and using them for personal gain; and taking proprietary information and starting a new business. My belief is that much of the above could have been prevented and/or at least made less likely to happen if everyone had signed a non-disclosure agreement in each case.

What can be done to protect you and your company from experiencing these negative and harmful actions? I would recommend one tactic be to require non-disclosure agreements be signed as part of your hiring process. The reasons for the signing of an agreement should be explained to employees at hiring and at staff meetings. These agreements are designed to legally protect proprietary information, such as a new product design or a marketing strategy, from a competitor or friend of a competitor who could steal it and then realize the benefits. Please understand that the non-disclosure agreements don’t ensure your business will always have the competitive advantage, but you will have a lead-time advantage on your competition. The agreements cannot protect someone from stealing your secrets, but it will aid your legal counsel in representing you.

Please remember this. You and your business have proprietary information. You have invested time, financial resources and creativity into the development of new ideas, products, processes, systems, etc. and you deserve to be the first to benefit. My business suggestion to you is to contact legal counsel and seek legal advice to develop the non-disclosure and confidentiality agreement(s) that will work best to protect you and your business. And after the agreement(s) are developed and approved, have everyone in your business read and sign the agreement(s). To paraphrase that old American Express Commercial –

“Your Non-Disclosure/Confidentiality Agreement – Don’t Leave The Office Without It”!

Glenn Ebersole, Jr. is a multi-faceted professional, who is recognized as a visionary, guide and facilitator in the fields of business coaching, marketing, public relations, management, strategic planning and engineering. Glenn is the Founder and Chief Executive of two Lancaster, PA based consulting practices: The Renaissance Group, a creative marketing, public relations, strategic planning and business development consulting firm and J. G. Ebersole Associates, an independent professional engineering, marketing, and management consulting firm. He is a Certified Facilitator and serves as a business coach and a strategic planning facilitator and consultant to a diverse list of clients. Glenn is also the author of a monthly newsletter, “Glenn’s Guiding Lines – Thoughts From Your Strategic Thinking Business Coach” and has published more than 225 articles on business.

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Tags: ethic, workplace, contract, worker, confidential

Ethics Cases: Always Do the Best, The Risk of Being ‘Remote’ Translator

admin | Wednesday, July 29th, 2009 | No Comments »
Ethics Cases Always Do the Best The Risk of Being Remote Translator Ethics Cases: Always Do the Best, The Risk of Being Remote TranslatorTechnology makes life easier. It supposed to be like that in an ideal condition. Unfortunately, there is always risk that we have to face (and fight) because nothings perfect in reality.
Of course we have to admit that internet has broadened chances to do many things without going nowhere. Everything could be done in our private room. I have been doing translation works (English – Indonesian, vice versa) for several years and everything is done in a small room where I sleep and I work. My bedroom is my office too and nothings wrong with that :-)

I don’t have to wear suit and tie or shoes while at work, for my clients are somewhere out there. They don’t care whether I wear shoes or not, or if I wear clothes or not. The most important thing for them is how I do my job. They only need to have a good translation, and that’s all. On the other hand, what I have to do is doing my best to make them satisfied and get a good payment. That’s all.

The problem is sometimes I find some clients who try to cheat me. Most ‘cheaters’ try to delay my payment. There’s always a chance to have such annoying thing because no technology can help me to test if my client is honest people or not. We never meet each other and the working relation is purely based on good-will and trust. Lucky me, not so many people like that. When I stuck to people like this, the best thing I can do is to add this one to my black list.

Risk is a part of life. Nothing in this world is 100 % safe with no risk. Trust me, most people are good and only the rest or the smaller part are bad. As long as I do my best, I do believe that nobody can steal my livelihood given by God. I

Tata Danamihardja, blogger and Indonesian Translator
Read more Tata’s articles here

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Tags: remote, business, ethic, risk, translator

Leadership Ethics Training, Managers Must Have An Ethic in Workplace

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Leadership Ethics Training Managers Must Have An Ethic in Workplace Leadership Ethics Training, Managers Must Have An Ethic in WorkplaceFor years conventional wisdom suggested that people do not leave companies, but rather they leave because of bad business management also known as bad managers. Poor business management practices are more related to the problem of poor business ethics or values than to the common symptoms such as poor delegation or poor communication.
Every organization, no matter size, should have a written business values statement of non-negotiable behaviors that will be demonstrated by everyone. Each employee from top down needs to consistently demonstrate the same values and ethics. Inconsistent values from managers can dramatically affect employee motivation and ultimately employee performance.

A recently released survey from Florida State University of 700 employees within numerous industries and employment levels provides an insight into the lack of ethics by many mangers.

* Failure to keep their (managers) word – 39%
* Insulting employees behind backs – 27%
* Blaming others for bosses mistakes – 23%

All of these behaviors demonstrate that these bosses lacked personal values and personal ethics. This lack of ethical behavior may be attributed to top management because upper management has probably modeled the same behaviors. Finally, there is probably no core values adopted by the organization within the strategic plan. Even if there is a values statement, it is much more for show than for alignment of organizational performance.

With all the national attention on corporate malfeasance to corruption politicians, we, as Americans, should not be surprised by the results of this study. Poor ethical behavior attracts poor ethical behavior and becomes the justifying reason for continued poor ethical behavior.

To stop this negative drain on productivity and the U.S. workforce in general demands that organizations adopt a values statement of non-negotiable behaviors within the strategic plan to be demonstrated to all external and equally important internal customers. Failure to adhere to these values is a reason for termination and termination will happen.

Ethics and values are part of the performance for all individuals. If management fails to treat everyone with respect, then how can management expect loyal employees?

Leanne Hoagland-Smith, M.S. is a business coach who specializes in strategic planning in Indianapolis and near Chicago. She writes, speaks and coaches people in businesses to quickly double results through the creation of an executable strategic plan.

One quick question,if you could secure one new client or breakthrough that one roadblock holding you back from success, what would that mean to you? Then, take a risk and give me, Leanne, a call at 219.759.5601 to experience incredible results.

Visit this site and explore everything from free articles to connecting with Leanne.

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Tags: management, ethic, ethical, corporation, corporate

Ethics Examples: Different Language Can Be An Ethical Problems in Business Contract

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Ethics Examples Different Language Can Be An Ethical Problems in Business Contract Ethics Examples: Different Language Can Be An Ethical Problems in Business ContractCalifornia like the rest of the country has many non-English or limited English speaking residents particularly within the Latino population. To capture these markets many companies often employ bilingual individuals. Sometimes these bilingual individuals chose to take advantage of the limited English speaking for greater profitability to the business and to line their own pockets. While limited English speaking customers may seem like easy targets, California law provides for tough sanctions and expansive protection of these customers.
Under California law any person engaged in a trade or business who negotiates primarily in Spanish, Chinese, Tagalog, Vietnamese, or Korean, orally or in writing, are required to deliver to the other party to the contract or agreement and prior to the execution, a translation of the contract or agreement in the language in which the contract or agreement was negotiated, which includes a translation of every term and condition in that contract or agreement, among other types of goods and services , this is true if entering into one of the following contracts:

(1) Retail installment sales, defined as the sale of goods or furnishing of services by a retail seller to a retail buyer for a deferred payment price payable in installments;

(2) a loan or extension of credit secured other than by real property, or unsecured, for use primarily for personal, family or household purposes;

(3) a lease, sublease, rental contract or agreement, or other term of tenancy contract or agreement, for a period of longer than one month, covering a dwelling, an apartment, or mobilehome, or other dwelling unit normally occupied as a residence.

(4) A contract or agreement, containing a statement of fees or charges, entered into for the purpose obtaining legal services, when the person who is engaged in business is currently licensed attorney.

In a recent case in imperial county, (Alba Graciano v. Robinson Ford Sales, Inc., Superior Ct. Case No. L-01452) a non-English speaking person bought a car from a car dealer. The salesman apparently attempted to take advantage of the buyer and the buyer proved in court that the deal was for 0% interest loan on a $12,000 car. The documents were prepared in English with no Spanish translation and the salesman increased the price to $17,865.00. The car buyer filed a lawsuit for violation of consumer laws. The jury made a modes award and was to decide on punishment, but a settlement was reached with the buyer for $45,000.00, but the court still had to award attorney fees and costs which were at $249,365.36. The court reduced the attorney fees to $27,570, but on appeal the Court or Appeal held that the attorney fees cannot be reduced, because it would be going against the intent of the legislature which is to protect consumers. On top of approximately $235,000.00 in attorney fees the Court of Appeal also ordered payment of the costs and attorney fees associated with the appeal itself. One salesman’s error over a $17,865 car cost the dealer about $300,000.

There is an exception for persons engaged in a trade or business who negotiate primarily in a language other than English, but has his or her own interpreter. To qualify for the exception the interpreter must not be a minor and must be able to speak and read fluently with full understanding both English and the other language.

If failure to comply the person aggrieved may rescind the contract or agreement in the manner provided by California law. In addition to these remedies other remedies may also apply depending on the goods and services and applicable statutes.

Attorney Arnold Hernandez represents primarily consumers, small businesses, and victims of personal injury. Visit attorney Arnold Hernandez’ website for valuable information.

Personal injury attorney escondido, san marcos, oceanside, vista, carlsbad, encinitas, fallbrook, rancho bernardo

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Tags: ethical, problems, conflics, ethic, languages

Ethics Training Course in Warren Buffet Essays

admin | Wednesday, July 29th, 2009 | No Comments »
Ethics Training Course in Warren Buffet Essays Ethics Training Course in Warren Buffet EssaysThe Warren Buffet essays are as good for Corporate America as Milton Friedman’s papers were for Free Markets or Henry Kissinger’s essays for Foreign Affairs. The stuff Warren Buffet wrote about is timeless. They are old now, but could have been written yesterday. Remember he is old school not a stock flipper, although today you could say he is a market maker, as his investments move stocks and industries. Well, I guess Kramer on TV is too these days.

The Warren Buffet essays on Corporate Governance should be considered classics. My copy is a hard copy, so I do not even know if they are digitally available on the Internet. Click here.

Yes this is the copy I have. I think if you will set your mind in efficiency mode, you will indeed think like that anyway. I do automatically now, even wrote a few essays myself.

Well I have bunch you should read on the Flows of Civilization; Water, Energy, Raw Materials, Transportation, Monetary, etc.

Let me know if you are interested in more of the philosophy of efficiency, flows and realities human civilizations? Most importantly you must concentrate on what you are doing and then constantly feed you mind as you do, it helps the thinking, problem solving and innovation process.

Really it separates the men from the boys in industry, government, research and development or your personal life. Those who succeed and those who also ran; You know what I mean? I hope you have enjoyed this thought I have shared with you today and I hope it helps you in your quest to be the best in 2007.

“Lance Winslow” – Online ThinkTank forum board. If you have innovative thoughts and unique perspectives, come think with Lance. Lance is an online writer in retirement.

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Tags: ethic, warren, buffet, training, programs

Ethical Environmental Responsibilities And Business

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Ethical%20Environmental%20Responsibilities%20And%20Business Ethical Environmental Responsibilities And BusinessFinancial Benefits of Environmental Responsibility

Up until approximately 6 months ago, I was of the impression that being conscious of the environment was strictly for the benefit of the environment itself, and that I would derive nothing from it; the ultimate beneficiary of any recycling/waste reduction would be future generations, and the greater effect of my efforts would occur long after I was gone.

Thanks to Dr. Anthony Watanabe and my work as the web developer for the Toronto Regional Green Building Festival website, I have come to the realization that there are reasons beyond the ecological benefits mentioned above.

In speaking with Anthony, I noticed that he uses the word “sustainability” and the phrase “sustainable growth” quite frequently when describing his business. He even went so far as to conceive the Sustainable Business Resource Centre (SBRC), a network of for-profit and not-for-profit businesses whose collective mission is to grow while maintaining a sense of social responsibility and ensuring that they use the minimal amount of environmental resources

It was in speaking to the owners of the other members at the SBRC launch party that I discovered the direct financial benefits of sustainable growth:

* Lower energy/utility bills. By using energy-efficient appliances and renewable sources of energy (e.g. solar), consumption of energy resources decreases and, in turn, utility costs decrease.
* Increased productivity. A cleaner office environment will keep employees happier and consequentially more productive.
* Government rebates and incentives. Depending on where you live, there may be municipal, provincial/state-wide, or federal incentives designed to reward environmental responsibility.
* For example, Natural Resources Canada offers an ongoing series of rebates and incentives for both homeowners and businesses. Another site worth checking out if you’re interested in rebates and incentives is http://incentivesandrebates.ca. Lower costs on goods, both in the short and long term. Reduced use of goods and recycling provide an increased supply of goods as well as a decreased demand for said goods. Simple economic theory teaches us that this increased supply and/or decreased demand leads to lower costs for goods.

Ways To Go Green and Save Money

Some of these ways may seem obvious, but bear repeating in order to ensure that as many of us as possible are contributing to our own sustainable growth:

* Purchase energy-efficient products for use in the office. Look for consumption ratings on products that make use of hydro and gas. Another positive sign that a product is energy efficient is the Energy Star logo.
* Don’t print/photocopy unless absolutely necessary. I’ve seen many people print non-necessary documents, web pages, and even personal pictures on the office printer and distribute them to friends and colleagues.
* A good rule of thumb when it pertains to paperwork is, “if you don’t need a permanent record of it, don’t print it.” Turn off all electrical devices and adjust the thermostat to match the outside conditions when no one is in the office. If you don’t want to adjust your thermostat manually, consider investing in an electronic programmable thermostat. These thermostats can be programmed within 10-15 minutes of installation and very rarely need to be adjusted.
* Choose environmentally responsible companies for your commercial needs. Companies such as Diamond + Schmitt Architects Inc. that show a commitment toward sustainable growth will help ensure that your needs are met while making minimal use of natural resources.
* Transmit mass-consumption documents electronically where and when possible. Besides being far less expensive to do so than to mail out said documents, paper use is also minimized.
* Consider features for your fax line such as Call Screen and Privacy Guard. Companies such as Primus offer features for any phone line that will allow the owner of the line to filter out and eliminate needless and unnecessary calls. In the case of a fax line, activating filtering features will allow you to block known mass fax senders from tying up your fax line, shortening the lifespan of your fax, and wasting ink and paper an on unsolicited commercial faxing. These features are typically minimal in cost (usually no more than $5.00 per feature per month) and can be considered a wise investment on the basis of avoiding unsolicited commercial materials alone.

These are just a few examples. If you examine your own business environment, you will likely find many other ways to contribute in a positive manner to both the environment and your company’s bottom line.

Adam Senour is the owner of ADAM Web Design, a leading web design and development company in Toronto, Ontario, Canada.

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Tags: responsibility, social, corporate, responsibilities, ethic

Ethics Guidelines On Business

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Ethics Guidelines On Business Ethics Guidelines On BusinessWhy do I believe good PR and business ethics are inextricably linked? It comes down to definitions. Ethics is learning what is right and what is wrong and then doing the “right thing.” PR involves providing counsel on the “right thing” to do and then helping the organization get credit for it.
The business and political excess of the last 10 years have taken some PR practitioners to the dark side because they felt it was the only way for their company to profit. Although I personally believe doing right for right’s sake is enough, there are some who may not share this view. OK, here’s a reason that any good capitalist can embrace: research now shows that socially responsible behavior is good for the bottom line.

A recent analysis of overall financial performance of the 2001 list of 100 Best Corporate Citizens shows that this group of firms did significantly better than the remaining companies of the S&P 500. Professors at DePaul University found that the mean ranking of the 100 Best was more than 10 percentile higher than the other firms of the S&P 500.

Additionally, they had a significantly better reputation among corporate directors and security analysts based upon results of the Fortune Magazine survey of most admired companies.

So, you see, it really does pay to do the right thing.

Harry Hoover is a partner in My Creative Team. He has 30 years of experience in crafting and delivering bottom line messages that ensure success for serious businesses like Bank of Commerce, The Bray Law Firm, Brent Dees Financial Planning, CruisingTheICW.com, Duke Energy, Focus Four, Levolor, North Carolina Tourism, TeamHeidi, Ty Boyd Executive Learning Systems, VELUX, and Verbatim.

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Tags: ethic, business, definition, code

Ethical Business Facilities Earn More Ads

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Ethical Business Facilities Earn More Ads Ethical Business Facilities Earn More AdsI recently got a “thank-you” call from a man who read my new e-book Buying Facilitation.
“Boy,” he said, “this method sure helps me close more deals and make more money. Thanks!”

“Glad I could help. Is that all you’re looking for? To make more money?”

“What do you mean…all? What else is there? Sales is about closing deals and making money, right?”

“I’m surprised you didn’t notice the value of becoming a trusted advisor, or how you can use the seller’s role as one of a servant-leader to lead your clients to discover their solutions quickly.”

“Well, I noticed all that. But it’s all in service of me closing deals and making money, right? I don’t mind doing it nicely if it gives me better results. But what’s sales about if my job isn’t about me making money?”

I’m wondering how many people out there still believe sales to be a job that is focused on making money? Or only about making money. All of us want to get paid fairly for what we do. The question is: how can we make money and make nice.

Most people get paid for doing a day’s work. But most sales people get paid for the results of their work, not necessarily for a day’s work. This leads to the tendency of sellers to have a different focus in their jobs than their non-sales colleagues: they often focus on ‘closing’ a sale rather than on the results of the interaction, or on ‘doing a deal’ rather than making sure the client has all their ducks in a row prior to making a purchase. As a result, sales practices and sellers can be seen as aggressive, pushy, eager to get immediate results, and less aware of the other person in the interaction.

What causes money, greed, manipulation, and self-interest to prevail at the expense of serving? What’s stopping sellers from using their jobs to promote respect, integrity, servant-leadership, collaboration, and trust – for their customers, for their companies, and for themselves? Why is there a belief that it’s not possible to serve and make money? To support and be aggressive? To be a trusted advisor and close rapidly?

I once began a Buying Facilitation® program at a major brokerage house. As I was being introduced, the manager mentioned that my program was the precursor to the program they were having the following week on ‘closing’ techniques. I was dumbfounded.

“You won’t need that! You’ll be able to close twice as many accounts in half the time after this program. What else do you need?”

“I know you say that’s possible, but I don’t believe it. It’s one thing to have values. It’s another to make money.” After the program, the decision was taken to delay the ‘closing’ program and give it 8 weeks to see what the results would be from using Buying Facilitation®. It turned out that the brokers had a 25% increase in closed sales – the first month after the training. They cancelled the ‘closing’ program.

Given our business climate today, and the need to bring values throughout our corporations, and into our interactions with staff and clients, let’s discuss how the actual function of sales can be used as a major delivery vehicle of ethics.

CONSULTATIVE SALES

As a start, let’s look at the model and beliefs that modern sales folks operate from.

Fifteen years ago, Consultative Sales found its way into the sales culture. The promise here was to move away from just pitching product and include buyers into the process by asking the buyers questions – to help a buyer actually recognize a need for themselves so they’d clearly understand that they have a problem.

I’m not convinced that the addition of Consultative Sales has changed the equation any; the process is based on the theory that if the client discovers a need, he’ll make a purchase. The questions are therefore manipulative: they are cleverly rooted in those areas in the client’s environment that the seller knows will come up lacking, based on the seller’s understanding of the buyer’s environment and probable needs.

“Why do you ask questions?” I repeatedly ask consultative sellers?

“To discover what the client needs.”

“And, what will you do with that information once you have it?”

“Understand their environment better.”

“To what end?”

“To help them solve their problems [with my product].”

And there you have it: the assumption that just because the buyer may have a need in the seller’s product area, they will be ready, willing, and able to align all of their internal systems and variables in a way that will allow for something new to enter their system.

Let’s look at the above assumption. On the face of it, consultative questions seem to be supportive of the buyer, ostensibly showing care about the buyer’s needs. But if a client has a need, does that mean she’ll make a purchase? Does it mean that all of the internal deciding factors are ready to do something different? That the client wants to follow the path that your product will lead?

Doesn’t the buyer have a string of decisions to make that are independent of the seller’s product?

If the buyer has a need in one area, it is only part of a systemic issue that must be solved internally and systemically, and it can’t be solved by the simple addition of a product. Not to mention that the buyer may have a specific time factors to weigh, partnering issues, strategy issues. We have no way of knowing the micro elements that maintain and create the problems we perceive.

When sellers assume their job is to understand the buyer’s needs and solve them, they are committing the ultimate disrespect:

- that an outsider knows more than the insider;

- that the insider has been unsuccessful in solving his own problem;

- that the problem is a simple one (and eschews all of the politics, partnerships, initiatives, and personalities that have created and maintained the problem) and can be solved by purchasing a new ‘something’;

- that all of the internal variables contained within the prospect’s culture will easily assemble around the seller’s solution in a way that will serve the organization’s mission and strategic vision.

In other words, at the point that sellers believe they have a solution for their buyers before the buyer has discovered all of the systems pieces that need to be lined up, and before buyers can specify all of the systemic components of what a solution would need to look like, they are committing the ultimate act of disrespect.

VALUES

Sales people are in a primary position to be a company’s ethical representative: they are the primary emissary who touches clients daily. Sellers hear clients’ needs and concerns; they share thoughts and ideas. Sellers are also in a position to convey client information back to the company. Successful companies understand that their sellers are their brand ambassadors.

Who are the sales people in a company? At UPS it’s the delivery people. At the phone companies it’s the customer service reps. At banks it’s the tellers. At service and repair companies, it’s the techs. In doctors offices it’s the admin, or the payment officer. Every person who touches a customer is doing a sales job, and by definition must carry the values of the company. Every person.

I’ve recently had a spate of calls from banks and financial institutions seeking to expand their environment from one of a service environment to a sales environment. I have asked them all the same question:

“What are your criteria for training up your people?”

“To increase revenue.”

“Is that all?”

“What else? We do service well. Now we just have to bring
in more revenue.”

Sales people – all of the people who touch customers – are in a prime position to teach customers how to:

- make their best decisions efficiently;

- differentiate between vendors and products;

- recognize and organize their own unique internal issues so they won’t face chaos when they make a purchasing decision.
Sellers are also in a prime position to become trusted advisors – even on short telesales calls.

Because sales has been based on getting products sold and using product data as the main vehicle (Tell me who among you has never assumed that because your product is terrific that buyers will know how to buy it…. once you explain it, present it, advertise it, and pitch it brilliantly??), ethics have often been ignored.

For me, the answer to the question that my caller asked – “But what’s sales about if my job isn’t about me making money?” – is serving.

For me, the responsibility of sales people, as the representatives of companies who touch customers daily, is to create an ethical foundation on which companies can flourish. Without business healing the world can’t flourish. And sales is the foundation on which companies stand: without selling product or touching customers there is no need to have Boards, or to discuss leadership, for example, because the companies won’t exist.

We can use the job of sales as the way to promote, offer, exhibit our company values; a way to show our customers and our partners, our vendors and our teammates exactly what we stand for.

WHAT DO WE STAND FOR

And what, exactly, do we stand for? As companies? As employers? As product manufacturers?

If we don’t know, we shouldn’t be in business. If we don’t want more than to sell product, if we don’t enter into business with any idea other than making money, we are losing a big opportunity of using our position to make a difference.

I believe – and I’ll go out on a limb here – that those companies who thrive by creating values-based organizations will fare better over the next decade then those that don’t. In my definition of values-based, I include:

- caring about people – employees, customers, vendors, partners;

- caring about the environment and how the manufactured product supports the earth rather than destroying it;

- caring about the world – finding a way to use some profits to give to groups with need.

Most large companies have community out-reach programs and have their favorite charities. But some large behemoths that we all know give large sums to world health and education, while their sales force remains greedy, manipulative, and aggressive.

For me, giving with one hand and taking with the other is out of balance. It is not only possible, but necessary, to run a sales force that turns over large amounts of business while serving its customers with respect and exceptional care. And for me, if you are just pitching information, or posing questions, with the hope of making a sale, rather than using that opportunity to be a servant-leader, you are losing an opportunity to exhibit your company’s values.

As worker-bees, we have a responsibility to our customers, our staff, our Boards and shareholders, to serve them with respect and care and make money. As sales people we are in the primary position to connect in a way that will make it all possible – to make money and make nice.

BUYING FACILITATION®

As a wrap up, I’d like to put a plug in here for The Buying Facilitation Method®. I created Buying Facilitation® as a result of selling in a manipulative world, and as a way to bring my own spiritual, ethical values into my daily workplace. I believe I’m part of something bigger – my company, my family, my relationships, my country, my world – and that I have a responsibility to be in service at all times (well, as often as I’m humanly able). And I like money. I like what it buys, I like to pay bills, and I like giving it away.

To that end, Buying Facilitation® was developed to help sellers reach more customers more efficiently, support customers ethically as true Advisors and Coaches, and help customers buy quicker. When I created Buying Facilitation® I discovered a secret: that no matter how I sell or how great my product is, buyers absolutely cannot buy until they align all of the variables – the people, the systems, the initiatives – that create their current situation. Sales just doesn’t work.

Buying Facilitation® will find you more buyers. It helps people who need your product (but didn’t know they need it) understand how to buy. It will help them close quicker because the time it takes buyers to discover their own answers is the length of the sales cycle, and Buying Facilitation® helps them find their own answers.

This Method is not a sales method – it’s a facilitative communication model rather than a sales technique. It’s a way to serve by helping people make more efficient, systems-centric buying decisions that include all of the people and variables that get touched by the purchasing decision. The Method uses a collaborative, servant-leader process that is ethical and truly consultative in the truest sense. And, best of all, it crosses contexts: it can be used by managers to communicate with staff, with coaches to work with clients, with Board members to use with each other, for customer service reps to use with annoyed customers, for nurses and docs to use with patients, for parents to use with children.

It is indeed possible to use ethics in our daily communication. It’s not only possible, it’s a necessary component of our lives.

Sharon Drew Morgen is the author of NYTimes Best seller Selling with Integrity. She speaks, teaches and consults globally around her new sales model, Buying Facilitation, read this

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Five Right Ways to Applied Ethics For Increasing Business Profitability

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Five Right Ways to Applied Ethics For Increasing Business Profitability Five Right Ways to Applied Ethics For Increasing Business Profitability1. Base your business in the Magic Triangle. Honesty, integrity, and quality are the three sides of the Magic Triangle of business success. Create the kind of company that stands for something more than the bottom line, and your bottom line will increase.
2. Stop worrying about market share. The world has more than enough customers for you. When you embrace abundance–the idea that the universe provides enough to go around–all the energy you’ve put into chopping down competitors can be channeled into productive, growth-enhancing activities. Example: By opening up the PC architecture many years ago, IBM dropped its market share–but created a vast expansion in the overall market (and its PC revenues).

3. Partner with your competitors. It may sound counter-intuitive, but competing and complementary businesses can become your best sales agents. The world’s largest companies understand this–which is why Toyota and General Motors have product development partnerships, and why FedEx and the US Postal Service cooperate to deliver Express Mail and to provide FedEx collection points at post offices.

4. Understand the true brand experience. It’s not your advertising and marketing–it’s what happens when a customer attempts to do business with you. How helpful and courteous are your staff, both in-store and on the phone? How friendly and useful is your website? How does the customer really feel about working with you?

5. Turn customers into sales agents. At least one third of your business should be repeat customers or people they’ve referred. If you’re still struggling to pull in business, either you haven’t set up good systems to harness these super-profitable customers, or you need to address the deeper reasons why they don’t return.

By Shel Horowitz, founder of the Business Ethics Pledge

Copywriter, marketing consultant, and speaker Shel Horowitz is the author of six books and publisher of five websites, five webzines and three ezines. His two most recent, Principled Profit: Marketing That Puts People First, and Grassroots Marketing: Getting Noticed in a Noisy World have both won awards. He’s currently engaged in a campaign to get 25,000 people to sign–and spread–the Business Ethics Pledge

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Tags: ethic, application, business, ethics

Ethics Training Course Test Answers: A Definition For Business Ethics

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Why Ethics and the Relationship to the Customers Ethics Training Course Test Answers: A Definition For Business EthicsThere is much talk today about ethics in business – as there should be, but there should be more than talk; there should be a high moral code for all executives who are responsible to both their customers and their shareholders.
I have been the president and CEO of one publicly owned company and also was president of another that was responsible to customers who traded equities. This carries a high responsibility to all concerned. You have to be more than worried if you do something wrong because you will go to jail. You must have the desire to try to always do your best for everyone who works for you as well as all the customers or investors that deal with your company.

Ethics is supposed to be either black or white, right or wrong, but today it is many shades of grey. If any company does shady business you can be sure it starts at the top and filters down because the president is the one who sets the example for the actions of the entire company. This is as true for actions of our elected officials as it is for corporations or individuals. We have had some pretty sorry examples of that in Washington.

Each time there is a new scandal the public seems less disturbed. The recent disclosure that mutual funds have been allowing hedge funds and other large traders to take positions after the closing bell is a brutal example. Maybe investors are not aware that someone is writing checks on their account. This is stolen money that is no different than a guy with a gun holding up a 7-11 store. Yes, the one difference is that the mutual funds have allowed millions of dollars to be siphoned off from those to whom they owed a fiduciary relationship. The fund manager is a crook and deserves jail time. He just took the money with a click of the computer keyboard and that was his weapon. White collar crime deserves the same punishment as the guy with a gun.

When you give a brokerage company, a mutual fund or any financial institution your money you expect, in fact, you demand, that they treat you fairly within the rules of the industry. When you are short-changed you should not accept it.

Because of the huge amounts of money available and accessible to people in the financial industry it is easy to understand how they can be tempted into criminal actions. That is why all publicly traded companies are required to have their books audited annually. Lately we have seen that even these audits are tainted.

Investors rely upon the numbers set before them in order to make decisions about owning stock in a company. If the information is dishonest a proper decision cannot be made.

Today we are seeing another type of corporate officer being created. He is called the Governance Officer. It is his job to see that the company maintains high ethical standards. I applaud this action and hope he cannot be seduced by big bucks.

Al Thomas’ book, “If It Doesn’t Go Up, Don’t Buy It!” has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter from this site and discover why he’s the man that Wall Street does not want you to know.

Copyright 2005

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Tags: ethic, definition, ethics, business

Business and Ethical Framework With Nature

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Business and Ethical Framework With Nature Business and Ethical Framework With NatureAn oxymoron: the juxtaposition of contradictory words or concepts. That is what we have with the term “Business Ethics”. The very contradiction that is inherent in this latter phrase is an indication of the challenge that individuals who work for organizations face as we all approach the resource limits of this planet.
The global concept of business is fundamentally based on the principle of competition for limited resources. That is the practice of maximizing one’s gains at the expense of others. This ultimately has the effect of creating a hierarchy of those who have and those who have not. This is really paramount to “eliminating the enemy” i.e other human beings.

The concept of ethics is based fundamentally on moral principles. That is, principles of right and wrong as dictated by the core human values that we as human beings hold dear in our hearts. These are core values of fairness, love, compassion, integrity, respect, peace, joy, fulfillment, harmony, beauty, etc.

In other words business is about engaging in activities that essentially go against our core human values. Now this may come as a surprise to some because most consider business as normal a human activity as breathing. It is this inherent contradiction that has led to the spate of business executives coming under the ethical spotlight in recent years. In a sense this outcome was inevitable and the trend will continue unless we begin to redefine the principles on which business is carried out.

In order to help this along I suggest that it is important to examine the forces that led the founding principles of business practices astray in the first place. These forces consist of negative beliefs and emotions that we as human beings fall prey to but which are inherently not in alignment with core human values. Such beliefs come in the form of “I won’t survive if I don’t compete for my share of the resources”. This belief is based on the underlying negative emotion of the “fear of not surviving”.

Now some may begin to say that this is our reality, so there’s no need to question it. I would however like to take you, if you wish to follow me, on a journey of self discovery that may help you to recognize something you have always known but have temporarily forgotten. Here we go.

Read the following statement to yourself:

A) “The fear of not surviving motivates me to work hard, earn my keep and therefore survive so that I can live a happy and fulfilled life”

Do you believe this? Yes, No?

Now read this to yourself:

b) “The fear of not surviving, makes me afraid that I won’t survive if I don’t work at a job that I hate, that has nothing to do with what I really love in my heart, deprives me of the time and energy that I need to do those things I really enjoy, it thereby eats my life, it also causes me to do things to other human beings that I would never do even to my pet, it causes me stress, predisposes me to illness and death”

Do you feel this is true for you? Yes, No?

Now clearly statements A and B are yielding contradictory results but you probably found yourself agreeing with both of them. Isn’t it strange that you could agree with two contradictory statements at the same time? How can contradictory statements be true at the same time? Well in fact they can’t!

For example:

C) I’m sitting down, and

D) I’m standing up

Are essentially contradictory statements and these cannot be simultaneously true for you, can they?

So, if you look at this situation closely, I think you will recognize that one of the statements (A or B) has to be false.
Read them again and see if you can determine which one is false for you.

To help you, just say to yourself: “I’m afraid I won’t survive” and notice how it makes you feel. Which statement, A or B more accurately describes how this statement makes you feel. I think that after some reflection you will notice that B is really the truth and A is the one that is false.

So if A is false and you were believing it to be true then were you lying to yourself about what this fear was doing to you? I think you will recognize that indeed this is what you were doing without even realizing it. Is this what you want to be doing, lying to yourself about this? What is the consequence to you of perpetuating this lie? Well I think you will see that it would mean that you would still be prone to being a pawn of the “fear of not surviving” and this would perpetuate the state described in statement B above.

Is this what you want? If not then just make a sincere statement asking that the lie and the fear be cleared from your life and see how you feel.

Now if you followed this so far you will likely notice that something significant may have shifted in your outlook towards your life. For those less successful I just wish to add that this is not an easy exercise to convey in print so please accept my apologies if you are feeling confused or frustrated.

Now let me return to the issue of “business ethics”. In my view the ethical problems faced by the business community will continue to escalate in future if it does not begin to realign its fundamental principles with core human values. In order to do this it is my view that our individual and collective beliefs about our environment and ourselves will need to be challenged.

Copyright © 2005, Arrizza Performance Coaching Inc., All Rights Reserved

Nick Arrizza M.D. is the Developer of the Mind Resonance Process(TM), an Author ( Esteem for the Self: A Manual for Personal Transformation — available in e-book format in Feb. 2005 at his website , Speaker, Executive and Life Coach and Healer. He holds ongoing International Live and Teleconference Workshops on Healing, Energy Psychology, Achieving Peak Performance, Stress Management, Spirituality and other topics. He was trained in Psychiatry (University of Toronto )and in Executive and Management Behavior ( Richard Ivey School of Business: London, Ontario, Canada)

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Tags: business, ethic, ethics, oxymoron

Top Ten Business Ethical Dimensions And Principles

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Top Ten Business Ethical Dimensions And Principles Top Ten Business Ethical Dimensions And PrinciplesThis morning, I read about a company using on-line auctions to defraud customers. Last week, I consulted on an ethics complaint where a business coach betrayed a client’s confidentiality. And, recently a Physician was convicted of insider trading based on information from a patient, a violation of both business ethics and her professional ethics.
Business ethics are the key to profits. If clients and customers don’t trust you, and your business ethics, they will not do business with you. Would you buy from a company you didn’t trust? Of course not!

Business ethics have become a hot-button topic. There are often ethical conflicts between making money, and doing what is right. There can be dilemmas about doing what is best for your employer, what’s best for your own career, and what’s best for the customer. Business ethics is about negotiating these mine-fields. Here are my Top 10 Principles for Positive Business Ethics:

1. Business Ethics are built on Personal Ethics. There is no real separation between doing what is right in business, and playing fair, telling the truth and being ethical in your personal life.

2. Business Ethics are based on Fairness. Would a dis-interested observer agree that both sides are being treated fairly? Are both sides negotiating in good faith? Does each transaction take place on a “level playing field”? If so, the basic principles of ethics are being met.

3. Business Ethics require Integrity. Integrity refers to whole-ness, reliability and consistency. Ethical businesses treat people with respect, honesty and integrity. They back up their promises, and they keep their commitments.

4. Business Ethics require Truth-telling. The days when a business could sell a defective product and hide behind the “buyer beware” defense are long gone. You can sell products or services that have limitations, defects or are out-dated, but not as first-class, new merchandise. Truth in advertising is not only the law, business ethics require it.

5. Business Ethics require Dependability. If your company is new, unstable, about to be sold, or going out of business, ethics requires that you let clients and customers know this. Ethical businesses can be relied upon to be available to solve problems, answer questions and provide support.

6. Business Ethics require a Business Plan. A company’s ethics are built on its image of itself and its vision of the future and its role in the community. Business ethics do not happen in a vacuum. The clearer the company’s plan for growth, stability, profits and service, the stronger its commitment to ethical business practices.

7. Business Ethics apply Internally and Externally. Ethical businesses treat both customers and employees with respect and fairness. Ethics is about respect in the conference room, negotiating in good faith, keeping promises and meeting obligations to staff, employers, vendors and customers. The scope is universal.

8. Business Ethics require a Profit. Ethical businesses are well-run, well-managed, have effective internal controls, and clear expectations of growth. Ethics is about how we live in the present to prepare for the future, and a business without profits (or a plan to create them) is not meeting its ethical obligations to prepare for the future well-being of the company, its employees and customers.

9. Business Ethics are values-based. The law, and professional organizations, must produce written standards that are inflexible and universal. While they may talk about “ethics”, these documents are usually prescriptive and refer to minimal standards. Ethics are about values, ideals and aspirations. Ethical businesses may not always live up to their ideals, but they are clear about their intent.

10. Business Ethics come from the Boss. Leadership sets the tone, in every area of a business. Ethics are either central to the way a company functions, or they are not. The executives and managers either lead the way, or they communicate that cutting corners, deception and dis-respect are acceptable. Line staff will always rise, or sink, to the level of performance they see modeled above them. Business ethics starts at the top.

Ethics is about the quality of our lives, the quality of our service, and ultimately, about the bottom line. An unhappy customer complains to an average of 16 people. Treating employees, customers, vendors and the public in an ethical, fair and open way is not only the right thing, in the long run, it’s the only way to stay in business.

© Copyright 2003 by Philip E. Humbert. All Rights Reserved. This article may be copied and used in your own newsletter or on your website as long as you include the following information: “Written by Dr. Philip E. Humbert, writer, speaker and success coach. Dr. Humbert has over 300 free articles, tools and resources for your success, including a great newsletter! It’s all on his website

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Tags: ethic, business, ethics, principle

Ethics Institute is One of the Institute That One Contry Must Have

admin | Monday, July 13th, 2009 | No Comments »
Ethics+Institute+is+One+of+the+Institute+That+One+Country+Must+Have Ethics Institute is One of the Institute That One Contry Must Have“Post-Katrina Role Of Property Insurers Threaten Consumers Nationwide
By Diane M. Grassi Platinum Quality Author
Diane M. Grassi
“Prediction is very hard, especially when it’s about the future.” Yogi Berra

Given the focus on the recent one-year anniversary of Hurricane Katrina by the media and government officials and its label as the most costly catastrophic disaster in United States history, there has been little focus on the nationwide impact the property and casualty insurance industry has started to impart on homeowners and businesses in a post-Katrina world.

There has been serious discussion about reforming U.S. insurance laws in the U.S. Congress since 2004, before four hurricanes battered the Florida coast and well before the Katrina and Rita storms hit the Gulf Coast in 2005. However, the insurance industry since Katrina is now not only fighting hundreds of individual and class action lawsuits in Mississippi and Louisiana in the wind v. water debate, but also advocating change in the event of future catastrophic events.

The McCarran-Ferguson Act, enacted in 1945, delegated sole enforcement of insurance regulations to the states, where it was believed better oversight would take place rather than federal government mechanisms. However, state regulators are not law enforcement agencies and do not have the benefit of the arm of the federal government in cases which are beyond their means. Now, many state insurance commissioners, members of the Congress as well as consumer advocacy agencies believe that the whittling away of consumer protections over the years and recent staggering premium hikes, with little public disclosure, builds a case for federal insurance legislation and industry reforms.

Since 1945 the insurance industry has enjoyed an antitrust exemption and the viability of that rule has been seriously discussed and revisited by the Congress. There have been state accusations of price fixing and price gouging along with collusion in the industry leaving consumers with little information about their homeowners and business property policies, with only the civil or criminal courts left for recourse. It is argued that the antitrust exemption only fuels such a scenario.

The proposed National Insurance Act of 2006 (S.B. 5209) introduced by the Senate Banking Committee on July 11, 2006, would allow insurers to be licensed under a federal umbrella license, to choose between federal or state regulation and to do business in any state without need of state licenses. The U.S. Department of the Treasury would then have jurisdiction to regulate such national insurers. Arguments against such an arrangement cite more endless bureaucracy and red tape with fears that individual states would not be equally treated.

Alternatively, the State Modernization and Regulatory Transparency (SMART) Act introduced in 2004 addresses market conduct, licensing and antifraud data exchanges but has failed numerous times to move through the legislative process. It would leave regulation up to the states but to comply with uniform standards without federal oversight. The attempt to “modernize” the regulatory framework of the insurance industry has become synonymous with deregulation and appears that resistance on both sides of the argument makes reform more and more insurmountable along with immense struggles to provide sufficient delivery of adequate insurance for property owners.

The repeal of the McCarran-Ferguson Act has also caught the attention of the Senate Judiciary Committee which held a hearing on the issue on June 27, 2006 for the first time since 1994, precipitated by numerous complaints of less and less public disclosure of information and devices used for premium calculations. Such has impeded consumers from making a proper decision when purchasing policies. Travis Plunkett of the Consumer Federation of America (CFA) testified that “Insurers want competition alone to determine rates, they say. How about a repeal of the McCarran-Ferguson Act to test their desire to compete under the same rules as normal American businesses?”

The CFA has also called for regulation to ensure consumers have availability of enough information in order to compare pricing of policies between insurers in order to make informed decisions. Unlike the way most consumer service products are purchased, insurance costs are based upon a non-finite uncertain condition to happen some time in the future. And consumers must rely solely upon the agent, especially when actuarial tables and insurance models are non-accessible. Thus, more scrutiny not less has been called for.

But deregulation has also brought about insurance products sold worldwide as investments and annuities and reinsurance companies which provide catastrophic coverage for domestic insurers primarily are located overseas. Therefore, in a global economy, federal oversight is far more necessary than in the past. Leaving global oversight up to state regulators is arguably negligent given the ramifications of lack of coverage during a catastrophe.

The insurance industry itself has been campaigning for some type of legislative reform to provide for a federal catastrophic fund which would subsidize insurers in cases of terrorism and natural catastrophes. The American taxpayer and consumer have gotten their fill of that, however, where the Federal Emergency Management Agency (FEMA) has been and continues to pay out damages to the Gulf Coast states and primarily the City of New Orleans for rebuilding costs, with FEMA’s National Flood Insurance Program (NFIP) to homeowners and businesses and for FEMA housing costs for the displaced.

But an unexpected phenomenon followed the 2005 hurricane season and is primarily fueling the fires for insurance reform and that is the record high premium rate hikes on homeowners as well as commercial property policies. In addition, hundreds of thousands of policies are being dropped and non-renewed by the country’s two largest insurance companies, namely State Farm Insurance Co. and Allstate Insurance Co., from the Gulf Coast all the way up to the tip of Maine.

Even more unexpected, however, were renewal denials for inland properties for policyholders in the Northeast including New York City, where property owners have never even previously filed a claim for property damage. With premiums on the Gulf Coast having at least doubled since 2005, thousands of dollars have been added to mortgage loans. In some cases, many homeowners policies were not renewed at all, preventing homeowners from obtaining mortgages or rebuilding at all.

With insurers’ withdrawal from writing homeowners policies throughout regions of the U.S. and gutting those with less and less coverage for those in place, the industry believes it will be able to stay healthy. Astonishingly, in 2005 it made a record profit of $45 billion post-Katrina and after four storms in 2004 it realized a profit of $38 billion.

The models associated with risk management amongst insurers are also changing. The 100-year average of history for forecasting future hurricanes, for example, is presently being revised. And as those methods of calculations become murkier, homeowners can hardly feel safe or comfortable when purchasing new properties. There are also several states which only allow for the issuance of property insurance based solely upon a consumer’s credit history and income which makes it far more difficult for the working class consumer to be able to purchase insurance.

Over the next year, 43% of the U.S. population which covers 18 states can expect their policies to either be dropped by their insurance carriers or have their premiums escalate between 20% and 100%. And for that reason alone it might be time to reel in an industry which not only is in business to make a profit, but also has a moral obligation to help protect communities nationwide and such becomes necessary in the face of absolute destruction.

Copyright ©2006 Diane M. Grassi

Diane M. Grassi is a freelance columnist, reporting and writing commentary on current events of the day providing honest and often politically incorrect assessments. From U.S. public policy to Major League Baseball, she is an eclectic thinker, and demanding of her readers to reflect on their own thinking patterns from an alternative perspective. Whether you agree with her or not, Diane M. Grassi will have you coming back to note her opinions, and if at best she wakes you up, then her goal will have been accomplished.

Ms. Grassi is featured with the online publications: New Media Journal.us; American Chronicle; Mich News.com; Opinions Editorials; the Conservative Voice; Renew America .us; Liberty Watch Magazine as well as many others. She also writes regular columns on Major League Baseball where she is a featured online columnist with The Diamond Angle Baseball Ezine and Sports-Central.org

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Tags: business, ethics, institute, international, ethic

Ethics in Business is Like Casting Stones

admin | Monday, July 13th, 2009 | No Comments »
Ethics+in+Business+is+Like+Casting+Stones Ethics in Business is Like Casting StonesThere has been much written about the life and death of Ken Lay since he passed away earlier this week. I have long made it a point not to sit in judgment of others as it is very difficult to properly connect the dots from afar. It is my belief that there are indeed at least two sides to every story and that what often times appears in the media as hard news can actually be editorial commentary that may or may not portray the reality of a given situation. Furthermore, just knowing someone who knows someone will rarely even provide you with accurate information relating to the actual events of a situation especially one veiled in controversy.
Regardless of how you feel about Mr. Lay I was truly disheartened at many of the things that I read relating to the death. He was after all more than a businessman…he was a human being who was a husband, father, grandfather, church member and was active in his community. I always find it tragic when people’s lives are reduced to gossip and innuendo. Humans are imperfect creatures and I have yet to come across any business leader who can’t rattle off several decisions that they wish they hadn’t made. It just so happens that some mistakes are more public than others and for most people it is much easier to point the finger at those who have been in the spotlight rather than to deal with their own private indiscretions.

OK, I’ll step down from my soap box now and provide you with the perspective of others. I’ve read several different pieces written about Mr. Lay over the past few days, but I believe the following three individuals cover the topic at hand from every angle. While the comments below specifically address the life of Ken Lay, I would encourage you to take a step back and read the following commentary with the bigger picture in mind…As you read the following comments think about your perspective on people as well as about how you choose to view life in general:

Comment #1, obviously written by a critic of Mr. Lay:

“Lay had recently been convicted of a plethora of felonies, and was staring at the realization that he would most likely be spending the rest of his life in jail. Obviously, this news makes that scenario moot, and I’m sure that there are numerous lawyers, jurors, and reporters who feel like they just wasted a good chunk of their lives during the recent trials.
The mainstream media seems to be flirting with turning Kenny-Boy into a martyr, almost portraying him as the victim of a stressful trial and prosecution. I believe this to be total crap. Whether Lay knew about every single corrupt practice at Enron or not, and I believe that he did, his company screwed over a ton of people, and as the head of the corporation the blame must fall on his shoulders. His rise from very poor beginnings in my home state, graduating from my alma mater, and eventually becoming the head of a major energy company are certainly commendable and impressive. The downfall of that fraudulent and crooked company, however, was criminal, and Lay deserved everything that he got. It’s a damn shame that he’s dead, because seeing him led away to prison might have given those that were burned by his sham of a company some peace.”

Comment #2, obviously written by someone who knew and respected Mr. Lay that provides the flip side of opinion #1 above:

“Ken Lay was a deacon at FMC Houston. There he chose to serve the homeless communion each Sunday. There he befriended the poor. There he gave money for food, clothing, and shelter. His gifts were with his heart. People who knew this gentle man would not recognize him by the media’s descriptions.
Ken returned to Enron to save the company from problems. He did not know Andy Fastow, the CFO was lying to investors with creative accounting. Why would he come back to a company he founded…and take up and put on the mantle of a conspiracy that outdated him? Ken had a margin call….an order from the bank to sell his Enron stock, because of declining capital value. That is why he sold the stock. Ken believed in the company, believed what Fastow was telling him.

Please go to Ken Lay info.com and read the court transcripts, and view the meetings in which he is accused of touting Enron stock to investors. In those meetings he is straightforward, honest, and tells the accounting dept. “Vanilla is just fine…”…meaning…as I come back to lead, we need no creative accounting. Please don’t take your view of Ken from newspaper reports and a jury that did not understand finance.”

Comment #3, this opinion taken from the New York Times and falls somewhere between comments 1 & 2 above:

“Mr. Lay was fairly convicted of his crimes, but he was also a father and grandfather, whose family mourns his passing. He was headed for the penitentiary, but that did not have to be the end for him. He would have had an opportunity to use his personal skills to help other prisoners. And at 64 years, he might have had another shot at that third act after all. Michael Milken has devoted much of his resources to medical research since serving his sentence. What Ken Lay might have done we will never know. Chances are it would have been interesting.”

Wrongdoing is certainly wrongdoing and good intentions don’t justify deviant behavior. That being said, experience tells me that there is probably some truth in all of the above statements, but the bigger issue is not how we feel about Mr. Lay, but how we treat other individuals in general…during both the best of times and in worst of times. Don’t allow yourself to be a fair weather friend or a gossip…Rather understand that most of us are not privy to the inner thoughts of others and their motivations. We need to keep in mind that all people make mistakes and that mistakes don’t necessarily make you evil they just make you human.

Mike Myatt is the Chief Strategy Officer at N2growth. N2growth is a leading venture growth consultancy providing a unique array of professional services to high growth companies on a venture based business model. The rare combination of branding and corporate identity services, capital formation assistance, market research and business intelligence, sales and product engineering, leadership development and talent management, as well as marketing, advertising and public relations services make N2growth the industry leader in strategic growth consulting. More information about the company can be found here.

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Tags: ethic, ethics, business, ethical

One Of The Ethics Question Who Stands Out?

admin | Friday, July 10th, 2009 | No Comments »
One+Of+The+Ethics+Question+Who+Stands+Out One Of The Ethics Question Who Stands Out?When you look back on your week, which people stand out in your memory? I just completed a seven day speaking and training tour to Ontario, interspersed with meetings, during which I spoke to hundreds of people. As the aircraft was descending back home in Vancouver, I thought of the people who had made a strong impression on me. I came up with sixteen out of hundreds. I could see their faces clearly in my mind. With the exception of one, who was an unhappy, negative type, they all shared the same characteristic that earned them a special place in my head and heart. I added one yesterday, even though I was already home.
From Patsy, a sixty-something waitress at one of the hotels I stayed at, to Edeltraud, an Austrian exchange student on an aircraft, to Jennifer, my publicist who put the whole tour together and made it all work, Jerry, a highly successful businessman who attended every event in Toronto, and Winston, who went the extra 1000 miles as always, they all shared this characteristic. They stake a claim in your heart that earns them special priority. What is it that these people from such diverse backgrounds do, that sets them apart from thousands of others? How do they manage to get and keep your attention and loyalty?

I think real life examples will clarify my point, so here goes. Joan quietly greases the wheels, spending her own money, caring about everybody and everything, with humility and purpose. Although she is very successful, she understands the big picture and is always there for you. Shawn is constantly checking how he can produce a better video, add value, and make it easier for me to work. Richard is a generous, professional, friendly man who makes friends with everyone and brings light into the darkest room. Brenda is always seeking to direct others to their goals, helping them, encouraging them and gently pushing them. And Andrew gives you the distinct impression that he will have your back in any situation. Perceptive, attentive and sensitive to my needs and the situation. I could go on, but you get my drift?

These people are naturally caring and giving people. They understand at a cellular level that “what goes around, comes around”, but that is not their motive. They just care. They like people. They want to help. They are secure and comfortable with themselves. They have high self-esteem that allows them to put their egos on hold. They don’t manipulate others or sacrifice themselves like some altruist or mystic – don’t misunderstand me – they just care about others and it soon becomes abundantly clear that their motive is pure. They’re the Eagles in my life, and I am so grateful to meet and know these wonderful people who are salving balm for the cynicism, greed and dishonesty that is so abundant these days. And they are the type of people who join the DollarMakers Joint Venture Forum. Thank you for being in my life, even if it’s only to point out the raccoon in the garden or ask me if I’m thirsty. You’re Eagles!

About Robin J. Elliott

For more than 20 years, Robin J. Elliott has worked with thousands of businesses in over 49 industries across the United States, Canada, and Africa. He specializes in helping small business entrepreneurs build wealth and gain access to new markets and profit centers through Joint Ventures. Through his Joint venture Seminars across North America he has thought thousands how to create increasing, multiple streams of income without cost or risk and very little time.

Make Money Using Joint Ventures – Watch the free 90 Minute video about how anyone can make money using Joint Ventures here

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Tags: ethic, questions, review, business, law

Home Business Scams is Unethical Business

admin | Monday, July 6th, 2009 | No Comments »

Home+Business+Scams+is+Unethical+Business Home Business Scams is Unethical BusinessI am not a business major by any means, but I have taken an interest in business, particularly home businesses, since I was in middle school. Even though I have had an interest in business for quite some time, I chose not to continue my college studies within the realm of business as a business major, but rather within science. I currently attend Kansas State University and I am an animal science major. Yet, even with giving my preference to science, I still continue my research of entrepreneurship, businesses, and home based businesses.

Everyday, I see ads over the internet offering ways to make thousands of dollars, but they turn out to be scams. On average, I would say that for every legitimate work from home or home business opportunity there are fifty or more scams. The population of those wanting to work from home seems to be growing everyday and the population for scams, particularly internet scams, seems to be growing just as fast if not faster. Luckily for me, I was able to find a good business that fits within my busy college lifestyle.

I really believe that research is of utmost importance and should be conducted before any type of investment into a business or any other work from home opportunity is made. Often times we become lazy and do not take the time to do any research. It is this same laziness that attracts us to false business opportunities or work from home scams that promise an outrageous income without you having to do any work whatsoever.

At one point I probably would be considered as one to be placed on the “most likely to be scammed” list, but now I have forced myself to become a little more skeptical of new opportunities. I make sure I do my research before I decide whether or not to become involved with anything.

Visit this site

Work at Home

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Tags: business, unethical, ethic, scam, legal

Ethic Topics : The Employee or Independent Contractor Scam

admin | Monday, July 6th, 2009 | No Comments »
Ethic+Topics+The+Employee+or+Independent+Contractor+Scam Ethic Topics : The Employee or Independent Contractor ScamYou’ve got some spare hours and want to earn some extra income. You get an offer to become an “Executive Assistant” in an aluminum siding company. You visit their representative, and look over their literature, handsome colored brochures which proclaim opportunity, opportunity, and more opportunity. But, nowhere are benefit packages mentioned, the usual, medical, vacation, sick leave, termination pay–nothing of this in writing. But, the rep speaks lavishly of these “benefits.” You are impressed, join the team, find you are only to collect commissions for selling aluminum siding, work a few weeks, get disgusted and quit.
When you go back to collect your pay, you are told that you were never an employee, but an independent contractor, and delay excuses are made for not having your limited earnings available yet. You wait. Next time you try to contact them, you find the tent has been pulled and the company is gone. This is a pattern that is practiced repeatedly, and with much success, by con men everywhere.

Why this pattern?

Because it enables them “cover,” a means by which they can hide behind an advantage to them, a differentiation problem that the politicians are too cowardly to solve.

Congress has punted on this due to the difficulty of precise language and because, generally, employers everywhere want to keep the language vague so as to give them more maneuvering room in taking on additional help. These companies assert lobbying pressure against precise language. Some states have laws, but mostly subject to interpretation all over the map. End result? You are caught in the middle.

Only the IRS has rules covering this debate, the exact nature of which are unknown, but as a general rule run something along this line:

To qualify for independent contractor status a company must not provide any tools to work with. Example: when you call a plumber to come fix your sink, he brings his own pipe wrench. You do not provide this for him. You can only supply merchandise which will be used up in the process of the job, e.g. tissues to wipe down the plumber’s tools while he is working. The company may not specify work hours. That must be left up to the independent contractor, like the plumber. No other form of guidance may be exercised. You, as the customer, have engaged the plumber to attain a desired result, a workable sink, that’s all. The means of getting this desired result must be left up to him. And, importantly, the independent contractor must not be provided work facilities on a regular basis. This is yet another separation criteria in determining, is this person an employee or an independent contractor? To top off: an independent contractor submits invoices for services (he works for others beside you). And, employees do not submit invoices.

So how do you protect yourself against these charlatans?

Ask them to write down the work “benefits” they offer, maybe because you wish to ponder them, and / or, talk them over with family and friends.

Have them clarify, in writing, the status of an “Executive Assistant” as opposed to Sales Representative.

Ask for a list of references from satisfied customers. Ask for bank references.

You won’t have to go much further than this. If these simple requests are filled for you, this opportunity might be worth further pursuit.

If not, well, you’ve saved yourself a lot of time, effort. And, needless frustration.

Jack Payne is the author of the legal thriller, Six Hours Past Thursday, a fictional book about real legal scams. For more information visit here

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Tags: ethic, topics, employee, work, problems

Work Ethic Certificate Make the Workplace Ethic Works

admin | Sunday, July 5th, 2009 | No Comments »
 Work Ethic Certificate Make the Workplace Ethic WorksAs I was reading the Bible sometime this week my eyes fell on a verse that set my heart pumping hard. My lips went dry as I tried to ruminate over

what I had just read.
The words in Proverbs 18:9 were very clear in my mind:

“”He who is slack in his work is a brother to him who destroys.”"

(Slack means not willing to work/lazy/not work well/slothful)
These are the very words in the verse that I read. (My aim is not to preach here but to give you insights of how we should conduct ourselves at the workplace to maximize what we have worked for so hard).

The words hit me like a thunderbolt. Why? Well, I have been guilty of being slack in my work sometimes. I know you have too. The writing on the wall is clear: if you are lazy or slothful then there is no difference between you and a person who destroys or wastes.

The more we ‘encourage’ ourselves to be slack and lazy by camouflaging this stark reality in well-meaning words and clichés such as ‘relaxing’, ‘all work with no play makes Jack a dull boy’, and ‘entertainment’ then we’re distancing ourselves from the brass tacks of the game. Therefore, the first high wind that comes will destroy our ship. A ship that has, maybe, taken years of toil and moil to build.

People who are slack will generally find that they have so much time on their hands to do other things but the work they ought to plan for and do. They are time wasters. We must never forget that time is one of the most priceless things that all people possess in equal measure. What sets people apart is how they utilize the time they have.

How do you use your time? How do you use your working time? Do you steal time from your employer? (This gives laziness a ‘legal’ hold on us). Do you always give flimsy reasons for not achieving what is expected of you? If so, outline the reasons and try to find out why you give those reasons. You’ll be surprised at how some of these reasons are puerile.
Our vision is clear in our minds. We want to achieve a higher high and sharpen our unique ‘stocks-in-trade’. But we’ve got to set things in clear perspective before we think of anything else.

We should learn how to manage the time at our disposal and make sure that we measure work output against the backdrop of the time we’ve used to do it. This way we’ll curb time wastage and be on our way to better workplace performance.

As a bottomline, when work is a pleasure, life is a joy! When work is duty, life is slavery.

c. by Richard Mbuthia

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Tags: personal, work, ethic, examples, team

Ethics Scenarios That Show us Unethical Practices in Business

admin | Friday, July 3rd, 2009 | No Comments »

 Ethics Scenarios That Show us Unethical Practices in Business
You’re buying coffee. One label says this roasted mountain-fresh Colombian coffee is ideal for all coffee makers. But is it ideal for the coffee bean’s maker, the farmer? Your choice is empowering. When you choose fair trade, you get more than coffee; you get the opportunity to enrich someone’s life.

What Is Fair Trade?

Fair trade is an international alternative trading system designed to empower disadvantaged farmers, artisans, and labourers. The movement began 50 years ago when international aid organizations worked to help farmers and labourers in Africa break free from oppressive trading practices. These inequitable trading practices still exist today.

Farmers and artisans in developing countries rely on intermediaries for market information and trade. These middlemen usually pay less than market price and keep the producers trapped in a cycle of poverty. Small-scale farmers can’t afford to produce the crop. They can’t afford the overhead or their financing’s interest rates. They abandon their farms, or, in the case of some cocoa producers, they “employ” unpaid workers, often children.

Through fair trade, farmers and artisans deal directly with members of fair trade organizations, bypassing the middleman and receiving a fair and sustainable wage for their work. According to the Fair Trade Federation, the goal of a member organization is “to benefit the artisans they work with, not maximize profits. By reducing the number of middlemen and minimizing overhead costs, FTOs (fair trade organizations) return up to 40 percent of the retail price of an item to the producer.” Producers receive a fair wage for their product, children are not exploited, and long-term relationships are encouraged to provide continuity in trading. Fair trade considers the enduring well-being of the person behind the product.

Who Decides What’s Fair?

In Canada, the Fair Trade Certified logo is managed by TransFair Canada, a nonprofit organization that belongs to the international Fairtrade Labeling Organization (FLO). Use of the logo comes with very strict rules and terms, to which all members are bound by contract.

The Canadian Fair Trade Certified logo is applied to product-specific items only, meaning that the product, not the company, is certified as fair trade. On the other hand, the Fair Trade Federation logo identifies the company as a certified member. Two of the largest members in the US are Ten Thousand Villages and SERRV International.

The Fair Trade Federation and FLO monitor their producers and members. They ensure that the playing field of trade is level and fair. For the consumer, these logos assure that the goods are produced in environmentally responsible conditions and that the cultures and communities of the worker are respected and sustained.

Is It Working?

Yes. According to the Fair Trade Federation, sales for Ten Thousand Villages in the US and Canada between 1985 and 1998 increased by nearly $15 million, creating over 12,000 full-time jobs for artisans and farmers.

As more consumers use their purchasing power for social justice, large corporations consider the fair trade alternative. Currently, there are 117 Canadian fair trade licensees, and 44 source countries are registered with the FLO. Today’s fair trade products include crafts, coffee, tea, chocolate, soaps, cosmetics, sugar, and fruit. Coming soon are wines, nuts, oils, and more.

A consumer in Canada buys fair trade and a child in Colombia goes to school.

That’s a strong cup of coffee.

Catherine Jones has focused her writing and editing career on health and safety. She is a regular contributor to alive magazine. Visit this site for related articles.

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Tags: ethic, scenarios, business, violation, code


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